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Got an eventful weekend planned, but payday’s still too far away? A weekend loan from Swoosh is exactly what you need. Think of Swoosh as your Fairy Godmother (or father), granting your wish to receive an advance on your salary. Whether it’s for a planned weekend getaway, a deal you can’t resist, or an emergency that’s just come up, our quick and easy cash loans will save the day.
Whatever your reason, Swoosh can help you get cashed up and weekend-ready.
Let Swoosh put a smile
on your face this weekend
What are weekend loans?
A weekend loan helps you get on with your weekend, without having to wait for payday.
A weekend cash loan can help you avoid post-weekend Monday blues, so you can start the new week fresh and relaxed. If you’re staring down the barrel of a weekend off work totally broke, apply for a loan with Swoosh. Our weekend loan applications are 100% online and only take minutes to complete.
What can I use my weekend loan for?
Whatever you want! We aim to make getting a small loan a hassle-free experience, so we won’t question you on your reasons for getting the loan. All we want to know is how much you want to borrow and whether you’re capable of repaying the loan according to the terms of the agreement.
So, if you want to go skydiving in the nude, or order an elephant-sized cheese platter to eat all by yourself, that’s up to you.
Just in case you’re not sure how to spend your weekend cash loan yet, get some inspiration from our 22 Brilliant Ways To Use A Cash Loan In Australia.
How quickly can I get a weekend loan?
Our 100% online application only takes minutes to fill out. Once received, we can get you the money you need on the same day.
We do ask that you give us one business day to review your application, however it often takes less time than that. So, in many cases, you can apply for your loan today and receive the funds in your account before the day is done.
Find out more: How To Get A Cash Loan.
How much can I borrow with an online weekend loan?
You can borrow between $2,200 to $5,000 in a Swoosh weekend loan. Money can be deposited directly into your account the same day your application is approved. Bring on the good times!
Weekend payday loan eligibility
Our weekend cash loans are available anywhere in Australia and our eligibility criteria is a lot less strict than the major banks. All you need to do to be eligible is:
Be at least 18 years old
Employed for at least 3 months
A permanent resident or valid visa holder of Australia
Own a vehicle registered in your name
Can I apply for a weekend loan if I have an existing loan with another company?
We understand what it’s like managing bills and debts, while still trying to enjoy your life. So yes, if you have other loans, you can still apply for a cash loan for the weekend with Swoosh.
As responsible lenders, Swoosh will only approve your application once we’ve assessed your situation and we believe you can afford to repay your loan.
Can I get a same day weekend loan if I have bad credit?
Yes, it is possible. We believe in making life easier for our customers.
We do conduct credit checks on every application, however it’s not the only thing we consider. Rest assured that if you’ve defaulted on a payment in the past or you have a bad credit score, we will still try to help you.
We believe that your credit history is exactly that – history. So, as responsible lenders, we consider every weekend loan application on its individual merit.
Weekend cash loan fees and rates
Our weekend loans can be paid back over the course of 12 months. There are no hidden charges, no monthly fees and no penalties for paying back your loan quicker – so you can pay it back as soon as you are ready. Below are all the fees and charges you’ll have to pay:
- $0 application fee (even if your application is not approved)
- Establishment Fee – $400 (included in the loan)
- PPSR and Security Check – $16 (included in loan)
Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan. Find out more: Weekend Payday Loan Rates and Fees.
Interest rate
Interest is calculated daily based on the outstanding balance and applied monthly to your account. Your interest rate is fixed for the loan term — so you know exactly what to expect.
If a scheduled payment is returned unpaid, we may issue a $35.00 debit dishonour fee. This fee is not subject to interest, though you’ll continue to pay usual interest charges as described.
Easy loan repayments
Swoosh aims to make your life easier, not harder. To make life hassle-free and easy, we align your repayments with your payday so you never miss a repayment. No more stressing about repayments because you’re at the wrong point in your pay cycle.
Remember, we will only approve your loan application if we believe you can repay it.
Apply for a weekend cash loan online
You can apply online for a Swoosh Finance weekend loan 24/7. It only takes 3 easy steps:
1. Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
2. Approval of your loan is provided within 60 minutes of you providing require information (during business hours)*. The decision will arrive promptly – right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account.
No need to sign-up for an account. Apply Now or find out more about how to get a loan with Swoosh.
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Weekend Loan FAQs
Can I get an instant approval weekend loan?
We offer same day approval on our loans during business hours. And as long as we get all the requested documents and information, you should have your loan paid out within the hour.
Read our guide on getting instant approval for a personal loan.
Will my loan repayments be on the weekend?
We offer flexible loan repayment schedules that align with your paycheck. So you can make automatic repayments weekly, fortnightly, or monthly to fit your pay schedule.
What happens if I apply outside of business hours?
If you apply outside of business hours, we will review your application as quickly as possible the next business day. We may need to contact you to verify details or obtain extra information and documentation. The quicker you respond, the quicker we will be able to approve and process your loan.
Testimonials
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The Swoosh difference
Our Cash Loans are available when you’re in a pinch — and we work hard to make it happen fast.
We put you first, ensuring you have all of the information upfront.
Swoosh Cash Loans give you the funds you need now from a lender you can trust.
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
