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When life throws you a curveball, it's…
Swoosh to
the rescue
Need cash, fast? Apply in minutes with Swoosh for a quick cash loan today, even with bad credit. You can get a loan against your car and still drive it. No hidden fees or early repayment charges – just financial help when you need it most.
Apply NowThe trusted small loan choice for thousands of Aussies
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The above is based on an annual interest rate of 47%. When factoring in the upfront fee, the comparison rate is 66.0347%
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$2,300 – $5,000 today
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Get up to $5,000 in 3 easy steps!
- Complete an online application in minutes!
- We review your application instantly.
- Once you’ve electronically signed the contract, we’ll send the money directly to your bank account!
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Am I eligible for a Swoosh cash loan?
At Swoosh, we keep things nice and simple. As long as you meet these four criteria, you can apply for a loan:
- Be 18 years or older
- Have been employed for at least 3 months
- Be a permanent resident or valid visa holder of Australia
- Own a vehicle (like a car or motorbike) registered in your name
At Swoosh, we keep things nice and simple. As long as you meet these four criteria, you can apply for a loan:
- Be 18 years or older
- Have been employed for at least 3 months
- Be a permanent resident or valid visa holder of Australia
- Own a vehicle (like a car or motorbike) registered in your name
Approval of your loan is provided within minutes of you providing the required information (during business hours)*. The decision will arrive promptly – right in your inbox.
Find out more: How To Get A Loan
Yes, it is possible for you to receive a secured loan with bad credit at Swoosh. We look at the ‘here and now’ of your financial situation, assessing everyone on an individual basis. We want you to receive the assistance you need, so we look at more than just your credit history.
We offer online cash loans after evaluating current bank statements and, assessing whether the applicant has the ability to repay the loan. This way we are comfortable offering bad credit loans to those who have been impacted by their past, getting them the cash they need.
We’re transparent with our fees. There are no hidden fees, so you can make the best decision. Find out more here: Payday loans rates and fees
Your funds will be dispatched within one business day of signing your contract, Swoosh will electronically transfer your funds into your bank account.
If you return your signed contract by 3:30pm (AEST) time, your funds will be transferred overnight.
Swoosh does conduct a credit check as part of our responsible lending practices. But we always offer a fair go to everyone, even those with bad or very bad credit. That’s why we always use human assessors, not computers, to review each application.
Read more: Do Cash Loans Without Credit Checks Really Exist?
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