Living in the 21st century has meant that we expect all things to be fast – and that includes getting a loan. Swoosh offers Same Day Loans as a way to access quick cash for any unplanned situation.
Whatever your reason for needing extra funds, if you’re eligible, Swoosh can get a cash loan to you before the day is done (subject to business hours).
Apply now with Swoosh and get cash today
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What are Same Day Loans?
Same Day Cash Loans are exactly as they sound. They’re loans that are paid out on the same day your application is accepted. With Swoosh, it’s a fast, easy and 100% online way of getting access to quick loans without waiting around.
How much can I borrow through a Same Day Loan?
You can borrow between $2,000 and $5,000 with a Swoosh Same Day Loan. Apply for a loan with Swoosh and you can kiss goodbye to lengthy paperwork and the waiting around associated with bank personal loans. Now you can get quick cash the day you need it.
How quickly can I get a Same Day Loan?
The clue is in the name! Our Same Day Loans are paid into your bank account the very same day your application is approved. Since our 100% online application only takes minutes to fill out, there’s never been a faster way to get extra cash.*
Am I eligible to get a Same Day Cash Loan?
It’s very likely. To be eligible for a Swoosh Same Day Loan, you only need to meet the following basic criteria:
Be at least 18 years old
Be employed for at least 3 months
Be a permanent resident or valid visa holder of Australia
Own a vehicle registered in your name
Find out more: How To Get A Cash Loan
Can I get a Same Day Loan if I have bad credit?
Yes, it is possible. Your credit history is exactly that – history. We believe in responsible lending and consider every Same Day Loan application on its individual merit.
Fees and interest rates:
Our Same Day Loans can be paid back over 12 months. There are no hidden charges, and no penalties for paying back your loan quicker, so you can pay it back as soon as you are ready.
- $0 application fee (even if your application is not approved)
- Establishment Fee – $400 (included in the loan)
- PPSR and Security Check – $16 (included in loan)
Keep in mind that you may incur additional fees and charges each time you miss a payment, and this may affect the length of your loan.
Interest is calculated daily based on the outstanding balance and is applied monthly to your account. Interest rates are fixed for the loan term — so you know exactly what to expect.
If a scheduled payment is returned unpaid, we may issue a $35.00 debit dishonour fee. This fee is not subject to interest, though you’ll continue to pay usual interest charges as described. Find out more: Payday Loans Rates and Fees
Can I apply for a Same Day Loan with Swoosh if I have an existing loan with another company?
Yes, if you have other loans you can still apply for a Same Day Loan with Swoosh. As responsible lenders, Swoosh will only approve your application if we believe you can afford to repay your loan.
We make it easier to make repayments
To make life stress-free and easy, we align your repayments with your payday so you don’t miss a repayment. We also only approve your loan application if we believe you can repay it.
What’s the application process for a Same Day Loan?
Our Same Day Loans are online loans, so you can submit your application online and receive the money into your bank account without the need for an in-person consultation.
1. Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
2. Approval of your loan is provided within 60 minutes of you providing require information (during business hours)*. The decision will arrive promptly – right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account.
No need to sign-up for an account. Apply now and get your loan today!
For information about other options:
*Speed of approval is conditional to receipt of all requested relevant documents/information.
Types of Loans
- Cash Loans
- Debt Consolidation Loans
- Car Repair Loans
- Quick Loans
- Loans Against Cars
- Online Loans
- Small Personal Loans
- Bond Loans
- Secured Loans
- Christmas Loans
- Holiday Loans
- Loans for moving house
- Bad Credit Loans
- Emergency Loans
- Small Loans
- Same Day Loans
- Weekend Loans
- $2000 Loans
- $3000 Loans
- $4000 Loans
- $5000 Loans
- Rent Loans
- Fast Cash loans
- Payday Loans
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Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
