Bad Credit Loans Australia

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Bad Credit Loans Australia2019-08-16T13:54:19+10:00

Bad Credit Loans Australia

Bad credit follows tens of thousands of Australians around for years, often being the result of no fault of their own. Even these unfortunate financial situations and can prove very hard to repair, depending on how severe the bad credit score might be. For those who find themselves in a financially secure position after a history of bad credit, it can prove very difficult to secure a loan.

Rather than focusing on your bad credit history, Swoosh instead carefully examine your current financial situation. We do this by inspecting bank statements and Centrelink statements (if relevant) and offer a loan based solely on this information. It is in this way that we can offer those with unfortunate histories a second chance to get the bad credit loan they need.

Getting your loan fast

We’ve all found ourselves in a situation where money was needed fast. For some, it just isn’t possible to get it as quickly as you should. In instances where emergency funds are required quickly, such as for a bond or emergency car repairs, bad credit has the power to seriously affect an individuals’ livelihood. This is how loans from Swoosh carry such value – rather than being rejected by the big banks for money you need right now, we can help you on the way to your own personal security. We offer guaranteed approval on loans applications with bad credit for Australians who need assistance fast.

What is bad credit?

Having bad credit is the negative impact of credit management, whether it be due to personal loans, credit cards or similar. This mismanagement may have been completely out of your hands, which makes the lasting impact of a bad credit score all the more unfair.

Values assigned to credit scores, ranging from 0 to 1200, determine a credit rating. Good credit is typically credit above a score of 620, while anything below can be considered bad credit. The lower the number, the worse the credit.

What Swoosh can do for Australians with bad credit

We want to assure those with bad credit that our loans are very much based on your current situation, rather than your historical one.

We can offer bad credit loans from $2,000 to $5,000 for applications that qualify. Applications are made easy with our advanced online application system – requests are able to be completed in minutes, and approval follows very shortly after. There’s no simpler way to get guaranteed approval loans for bad credit applications, and there are no hidden fees and charges.

If you have a bad credit history and are seeking a loan, get in touch with Swoosh today. Our friendly advisers can walk you through the easy application process and have you on the way to securing the loan you deserve.

Start Your Loan Application

I could not ask for more what an excellent service , very helpful staff. Helps me a lot when I need a cash so bad i would recommend this loan company anywhere very good, thank you very much for the help 😊
Baby ko
22:38 13 Aug 19
Love u guys. I was in a desperate situation and got rejected from other lenders. So my hope was down to zero until I came across Swoosh and they approved me for $2600. Helpful staff and very polite over the phone. Thank you once again Swooshie.
Christian Eli
08:33 25 Jul 19
Always Great to work With Approved my 3rd Loan With Swoosh and Always On point Doesnt Matter what Anyone says this Company Is the Best In Small Loans Always going that Extra Mile For their Customers No matter What I recommend This Company To anyone Doesnt matter what situation You are in You will be Satisfied With There service aslong as You make Your Repayments Back you will be Satisfied With them
H tait
07:20 15 Jul 19
Domi Raymond
04:08 09 Jul 19
Swoosh is wonderful to deal with very helpful and wonderful to deal with. I would recommend them to anyone money was in really fast and I was approved quite fast thank you
Kylee Nunn
03:35 09 Jul 19
Extremely good service , fast , understanding and very good communication . When i needed to postpone or move a payment they were so helpful . Very affordable repayments .I would recommend them too anyone and i have already to family and friends.
paul carruthers
01:08 09 Jul 19
Very Quick and helped when I needed help. Thanks alot Swoosh team!!!
Sheemal Goundar
07:39 29 May 19
great loans
08:28 23 May 19
Would definitly recommend..Very professional to deal with. Also very fast processins time. Well done Team Swoosh
Anoano Lolohea
21:33 16 May 19
Swoosh have always been very helpful. great communication and quick process. reccomend to others definitely
Rada Man
00:02 15 May 19
Great business and great staff
Brendan Bush
02:43 13 May 19
Great friendly fast service
Kellie Jones
07:25 09 May 19
I have poor credit but swoosh never asked Q I got $2100 and got back on my feet asap with cheap repayment thanks guys
chris kell
12:47 25 Apr 19
Macey is a credit to the company, thanks for an easy transaction.
Emma Bell
03:13 17 Apr 19
The lass that processed my last Loan was great - I think her name was Lisa but don't quote me there as it was a little while ago. She went out of her way to assist me in getting the Loan processed as quickly as possible. I was very grateful & thus happy to do this review - the chance at $200 Free didn't hurt either!
Belinda Scully
03:53 12 Apr 19
Very friendly and efficient with their comms. The process was made a lot easier by the friendly staff.
Samantha Fegan
22:59 07 Apr 19
Great service very helpful staff
bradley braddles
05:46 03 Apr 19
Renee Parker
03:21 03 Apr 19
I needed money in a hurry for a car repair. They looked after me. Give them a go.
Pepe the Frog
11:31 18 Mar 19
I have had a loan with Swoosh for almost a year now and I find their customer service to be of a very high standard, I have had some health issues and had to alter my payments from time to time they have always accommodating.I would highly recommend them if you need that small loan that the banks won't give you.
Jaci Morris
04:34 14 Mar 19
Can’t thank you guys enough. First time applying with you and it was an easy process, hassle free! You guys are amazing at what you do Will be highly recommending you to friends and family that’s for sure
Belinda Gillman
04:50 12 Mar 19
Always very helpful and flexible and always there to assist.. Highly recommend
Amy Warren
04:54 28 Feb 19
Swoosh is a fantastic company if you require some financial assistance. They are helpful from the moment of application right through until your loan is repaid. Great company to do business with and great staff. Thank you swoosh!
Jess L
23:10 23 Feb 19
Swoosh are willing to help when no one will they don't judge they give you a second chance. They are always happy to help with a smile in there .
Joanna Joannou
05:06 08 Feb 19
Elisar Henah
03:01 08 Feb 19
First class service. A quick and easy process to comply with. Highly recommended.
Mark Donnelly
07:12 06 Feb 19
The best ever you should definitely trust these guys they will help and give you the best offer you can ask for.
Margie Fitu
23:59 03 Feb 19
Highly recommended lender and they really help you when you need it. Very affordable easy to work with. I've recommended to many friends.
Karl Suchislife
03:49 30 Jan 19
Friendly service and understanding people help anyway possible. Best loan company to go through.
Jason Hagen
05:20 29 Jan 19
Really good service, hassle free and great response time. Only my second secured loan but by far easiest, thanks to the girls on live chat! Thanks girls, thanks swoosh!
Ben Hewson
04:57 29 Jan 19
Kate Alcock
04:15 29 Jan 19