If you’re in need of an instant Cash Loan today, let us do the heavy lifting.
With our simple online application and speedy approvals, you can get a Cash Loan in a matter of hours!
Our online loans are easy, fast, and stress-free, ready to help you with your cash flow needs.
Get money fast with easy Cash Loans from Swoosh
Apply nowOur 3-step easy Cash Loan process
Our application process and our approvals are 100% online.
1. Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
2. Approval of your loan is provided within 60 minutes of receiving your information (during business hours)*. The decision will arrive promptly — right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account!
Confused? Learn more
Eligibility for our small Cash Loans
You can apply for a Swoosh cash loan if you meet this criteria:
Are 18 years or older
Have been employed for at least 3 months
Be a permanent resident or valid visa holder of Australia
Own a vehicle (like a car or motorbike) registered in your name
Cash Loan amounts
With a Swoosh direct Cash Loan, you can borrow anywhere from $2,000 to $5,000. List the amount you need on your application, and we’ll handle the rest. We’re here to get you the cash assistance you need, even if it’s only a small loan.
When will the cash be in my bank account?
At Swoosh, we work hard to make sure the cash is in your account as fast as possible. We’ll direct deposit the cash into your bank account within one business day of your loan approval. Contracts are signed electronically, so there’s no paperwork hassle.
If you return your contract by 3:30pm (AEST) time, your funds will be transferred overnight.
Why do people love our Cash Loans?
Swoosh customers love our fast cash loans because they get the money they need — without tons of paperwork hassle and waiting in long lines.
Cash Loans can be used for:
Home improvements & renovations
Travel plans and holidays
Flights and other transportation
Training courses or school programs
+ much more!
No matter your reason, apply for a loan today and we’ll give you a fast answer!
Flexible repayment
To make it easy, we align repayment schedules with your paydays. You can set payments to be:
- Weekly
- Fortnightly
- Monthly
Quick Cash Loan structure
Our Cash Loan structure is as follows:
| Secured Cash Loans | $2000-$5000 |
| Application Fee | $0 |
| Establishment Fee | $400 |
| Other Fees | $16 |
| Annual Interest | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
Our Cash Loans of $2,000-$5,000, can be paid off over 12 months. Find out more
The Swoosh difference
Our Cash Loans are available when you’re in a pinch — and we work hard to make it happen fast.
We put you first, ensuring you have all of the information upfront.
Swoosh Cash Loans give you the funds you need now from a lender you can trust.
Responsible lending
At Swoosh, we always practise responsible and trustworthy lending — because it’s the right thing to do.
As responsible lenders, we’ll only approve your application if we believe you have the ability to repay the loan.
We offer Cash Loans after evaluating current bank statements, assessing whether the applicant has the ability to repay the loan now. We review each loan application on its own merit, so we don’t solely rely on your credit history. Bad credit can happen to anyone, and we look at the ‘here and now’ of your situation.
And unlike other digital lenders, we utilise professional (human!) assessors to review and approve all loan applications.
We’re here to help
Our Customer Care team ensures your questions and concerns are heard and answered.
Contact us today with any questions or to discuss your individual circumstance.
*Speed of approval is conditional to receipt of all requested relevant documents/information.
**WARNING: This comparison rate is based on the Swoosh Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Different terms, fees or other loan amounts might result in a different comparison rate.
Types of Cash Loans
- Cash Loans
- Debt Consolidation Loans
- Car Repair Loans
- Quick Loans
- Loans Against Cars
- Online Loans
- Small Personal Loans
- Bond Loans
- Secured Loans
- Christmas Loans
- Holiday Loans
- Loans for moving house
- Bad Credit Loans
- Emergency Loans
- Small Loans
- Same Day Loans
- Weekend Loans
- $2000 Loans
- $3000 Loans
- $4000 Loans
- $5000 Loans
- Rent Loans
- Fast Cash loans
- Payday Loans
Excellent service, while others give 500 dollars so hard, Swoosh finace is 10 times better than them, thank you again Swoosh, the money was in my account within 1 hour 😜
Hızır reis Reis
Very accommodating, will do their best to set you on the right track, and find the best loan for you!! Thanks Swoosh Team!! You saved me…
Steven Fitzgerald
I’m happy I got approved (not for the amount I needed) but easy application and very responsive to questions and concerns. Easy and affordable repayments.
Mia Toomey
Understanding when I couldn't get files downloaded onto PDF, were happy to wait for my son to do it. Thanks again
Carol Woodcock
Good friend lily people an quick approval
Tony Mudge
Awesome finance swoosh is the best out there can't wait to get another loan from them it's so cheap
Derek Walker
Greatest company to deal with!!
Renae Bowerman
Great company to deal with. Response time excels to other companies. Would highly recommend. Thank you
Laura C
Swoosh I have been VIP for 5 years or so .always easy to deal with end never fail me good work again swoosh 👍🏽👍🏽
Grant Bottrell
Was great to work with was told it would be 24 hours before I found out as was the end of the day .
By 7pm I had a contract to sign, I signed it and money was in the bank within 10 minutes.
Thanks
Luke Wilson
I recommend this company.
muni howard
Been a swoosh customer for years. Love the fact that every 6 months I can top up my loan should I choose too. Very easy application, everything done online
V Vegh
Excellent start to finish experience.
The regular communication and updates provides certainty to the process leaving the borrower with the feeling that all is being done to provide a positive outcome.
Mark Atha
They took the time to look at my application and gave me options. Only thing I don’t like as an existing customer is if u wanna pay extra off ur loan or increase your repayments they charge u a fee
Nicki Bunn
Maria Cabrera
Dimitrios Velingos
Great quick service, was able to top-up after 6 months of regular payments, same day approval and money in account.
Jason Stanford
Been with swoosh for a few years now and they are a awesome company to deal with. Never had a problem with them at all.
Karyn Quinn
Tracey Grounds
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Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
