We all deserve a holiday once in a while. That’s why Swoosh offers Holiday Loans, so you can have a chance to relax, unwind and get away from it all. Whether it’s a week at the beach, a road trip to the snow, or jet setting overseas for a best friend’s wedding, all these things cost money and we have the cash loans to make it happen.
Apply now with Swoosh and get the holiday you deserve
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What does a Holiday Loan mean?
A Holiday Loan means you get the convenience of getting the money you need for your trip quickly, and then you can pay it off in manageable installments.
How much can I get?
Sometimes we all need some time away, but it’s often a struggle to save the cash to pay for everything. This is where Swoosh comes in. We specialise in small loans for holidays from $2,000 to $5,000. Whether it’s to cover the cost of a family holiday or just a couple of nights’ accommodation for a romantic weekend getaway, Swoosh can help you with a small loan.
How do I apply for a Holiday Loan?
To apply for a Swoosh Holiday Loan, you just need to be a permanent resident or a valid visa holder of Australia, over the age of 18, have a regular income, and own a vehicle registered in your name. Contact us today if you’re not sure whether you can apply.
Our application process is completely online and takes minutes to complete. Our expert team of (human!) assessors quickly assess your loan application and your information is always secure with us.
Our speedy 3 step process
At Swoosh, we keep things simple.
Here’s our speedy 3 step process:
1. Complete an online loan application on your mobile phone, computer or tablet. Applications only take 5 minutes.
2. Approval of your loan is provided within 60 minutes of receiving your information (during business hours)*. The decision will arrive promptly — right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve (electronically) signed the contract, we’ll send the money directly to your bank account!
Repayment options
At Swoosh, we like to make things stress-free.
That’s why we offer flexible loan repayment schedules that align with your paydays.
Repayments can be automatically set for weekly, fortnightly, or monthly payments.
Why choose Swoosh for a Holiday Loan?
We pride ourselves on having one of the fastest, easiest, most streamlined process.
Rather than navigating tons of paperwork and dodging hidden costs, Swoosh works with you to offer the best possible secured Holiday Loans for your circumstance, quickly. It’s this kind of convenience that makes Swoosh one of Australia’s preferred small loan suppliers.
Can I get a Holiday Loan with bad credit?
The simple answer is, yes, it is possible. We know that bad credit can happen to the best of us, so we look at your current financial situation and assess you on an individual basis, enabling us to offer holiday loans for poor credit. We want you to receive the assistance you need so we look at the bigger picture of your circumstances, because we know that anyone is capable of building back a good credit score.
We’re able to offer bad credit loans after evaluating current bank statements, assessing whether the applicant has the ability to repay the loan now. This way we are able to offer a second chance to those who have been affected by bad credit, getting them the cash they need.
Responsible lending
It is important to remember that Swoosh is a responsible lender. This means that we will ensure we only lend you what you can comfortably repay. We have a dedicated customer support team to help make sure your whole loan experience with Swoosh is one that you will be happy to repeat.
So to get cash for the much needed holiday you deserve, apply online for a personal loan for a Holiday Loan today! You are just a few quick steps away from shredding some powder in the mountains or soaking up those rays on the Sunshine Coast.
We’re looking out for you so you can enjoy your holiday stress-free – apply for a loan today.
What does it cost?
At Swoosh, we’re different to other lenders, we’re upfront and honest about our cost structure and process, so you know what you’re getting with your Holiday Loan.
| Secured Personal Loans | $2000-$5000 |
| Application Fee | $0 |
| Establishment Fee | $400 |
| Other Fees | $16 |
| Annual Interest | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
Our Secured Loan fee structure is:
Establishment fee: $400, APR 47%, Term: 12 months.
Please note, this comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Got questions?
Contact us to get your questions answered, or to discuss your individual case.
*Speed of approval is conditional to receipt of all requested relevant documents/information.
**WARNING:This comparison rate is based on the Swoosh Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Different terms, fees or other loan amounts might result in a different comparison rate.
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