Rent is your most regular and high priority payment – after all, it’s for your home. But life can be unexpected at times with a number of urgent, unexpected bills draining your bank account. All of a sudden, you find yourself in rent arrears. In times like these, Rent Loans can help.
Not being able to keep up with your rent is stressful, but a small cash loan from Swoosh can take the headache away.
Rent Loans are a way of getting access to much-needed cash if you’re at risk of falling behind on your rental payments. Get a Rent Loan from Swoosh before you expect to go into rental arrears. The team at Swoosh will work closely with you to arrange payments either to you or directly to your landlord.
How much can I borrow?
You can borrow between $2,000 and $5,000 in a Rent Loan. The amount can be either paid to your account or directly to your landlord.
How quickly can I get a Rent Loan?
Being in rent arrears can be incredibly stressful. So, we’ve made the Rent Loan process quick and hassle-free. Our application is 100% online and only takes minutes to complete. Our team will then review your application (usually, within minutes) and we’ll transfer the money you need right away. For more information: How to Apply for Payday Loan Online
Am I eligible to get a Rent Loan?
To be eligible for a Swoosh Rent Loan, you only need to meet the following simple criteria:
Be at least 18 years old
Be employed for at least 3 months
Be a permanent resident or valid visa holder of Australia
Own a vehicle registered in your name
Can I get a Rent Loan if I have a bad credit score?
Yes, it is possible. Your credit history is exactly that – history. We believe in responsible lending and consider every rent loan application on its individual merit.
Fees and interest rates:
Our Rent Loans can be paid back over 12 months. There are no hidden monthly charges, and no penalties for paying back your loan quicker, so you can pay it back as soon as you are ready. Find out more: Payday Loans Rates and Fees.
$0 application fee (even if your application is not approved)
Establishment Fee – $400 (included in the loan)
PPSR and Security Check – $16 (included in loan)
Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan.
Interest is calculated daily based on the outstanding balance and is applied monthly to your account. Interest rates are fixed for the loan term — so you know exactly what to expect. If a scheduled payment is returned unpaid, we may issue a $35.00 debit dishonour fee. This fee is not subject to interest, though you’ll continue to pay usual interest charges as described.
Can I apply for a Rent Loan with Swoosh if I have an existing loan with another company?
Yes, if you have other loans you can still apply for a loan with Swoosh. As responsible lenders, Swoosh will only approve your application if we believe you can afford to repay your loan.
We make it easier to make repayments
To make life stress-free and easy, we align your repayments with your payday so you don’t miss a repayment. We also only approve your loan application if we believe you can repay it.
How do I apply?
Apply for a Rent Loan with Swoosh in 3 easy steps.
1. Fill out the online application form. It only takes minutes.
2. Provide us with the correct documentation and bank details.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The above uses a comparison rate of 47% and upfront establishment fees of $416.
Thanks so much for giving me a chance to improve my credit score and for helping me to fix up my car. It is very much appreciated, and the whole process was simple and completely pain-free. Wonderful service.
Sarah, Seddon VIC
Thank you for your assistance. I would recommend Swoosh Finance to anyone who needs a loan.
Brad, Oakhurst NSW
Been with swoosh for a few years now and they are a awesome company to deal with. Never had a problem with them at all.
I’m really shocked that I got approved. No one would help me or give me the chance. I’m definitely grateful and happy with how you guys handle different customers. Thank you so much!
Ryan, Anna Bay NSW
This has eased so much stress and definitely given me the financial freedom. All along the Swoosh team have been very understanding and fantastic to deal with, especially Harley just to name one of the team, credit to the rest as well.
Norm, Mani Beach QLD
Thank you very much. You guys have always been very helpful and understanding.
Emmanuel, Blacktown NSW
I would recommend you guys to anyone looking for a loan… You are great.
Nicole, Moe VIC
Just a quick message to say thank you for your time and help, you have restored faith that there are still great customer service reps out there an Swoosh should be very grateful you are ith them and provide such as excellent service.
Karlie, Australind WA
Thank u Swoosh! You guys are the BEST! I have recommended you guys to family & friends!
Amy, Doonside NSW
BRAD… is the highlight in this company by far… his customer service was great and so professional… he went above and beyond his job description to ensure I was helped and not stressed out at all… I had a lovely experience and it was because of him I remained at the company and didn’t go elsewhere.
Debra, Mt Baker SA
The staff here are amazing!!! Best service I’ve had in ages! Comments might change mind you if you deny my loan!!! Lol only kidding you’ve been fantastic Thank you for your prompt and efficient services.
Christian, Ellenbrook WA
I would like to thank the Swoosh team for helping me out with the settlement. I really appreciate it.
Margaret, Cloncurry QLD
Thank you for your assistance.
I would recommend Swoosh to anyone who needs a loan.
Brad, Oakhurst NSW
I really appreciate the way my loan was handled. They went out of their way to help me, and get a positive outcome. Staff were great, kept me posted where things were up to. Very satisfied not just because of positive outcome but the way the company treated me. Many thanks. I won't let you down!!
Lesley, Scone NSW
Thank you very much Swoosh Finance for your help. Now I'm so happy I can make my mother in law birthday and less stress on me thanks again... give 100/100 for your help.
Simon, Dandenong VIC
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