Looking for a cash loan near you? Get a personal loan in Hobart today! Swoosh is here to help when you need money in a flash. Whether you need a cash advance, help with an unexpected bill, or you’re planning ahead for something special, we are here when you need us.
Get fast loan approval in Hobart today
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Get a quick cash loan in Hobart today
No matter the reason, Swoosh is here to help with all your cash needs in Hobart and across Tasmania! Check out some of our common loan reasons below:
- Cash Advance
- Unexpected Bills
- Holiday
- Bond Payment
- Medical Emergency
- + much more!
Apply for a same day cash loan
You can get a fast, easy loan in Tasmania today! Swoosh cash loans for Hobart are 100% online and you could get approved in as little as 1 hour.
Get cash up quickly, with just 3 simple steps:
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Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
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Approval of your loan is provided within 60 minutes of you providing require information (during business hours)*. The decision will arrive promptly – right in your inbox.
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After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account.
Find out more about how to get a loan with Swoosh.
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Rates and fees
We are upfront about our rates and fees, so you know exactly what you will need to pay. There are no hidden charges, monthly fees and no penalties for paying back your loan quicker – so you can pay it back as soon as you are ready.
| Loan amount | $2,300 – $5,000* |
| Fees: |
|
| Annual Interest | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
|
Debit dishonour fee (if a scheduled payment is returned unpaid) | $39.95 |
| Repayment options | Weekly, fortnightly or monthly (based on your pay schedule) |
For more information, visit Rates & Fees.
How much can I apply for?
You can apply for up to $5,000 with Swoosh Finance. Our loans start at $2,300 with flexible repayment options. We will align your payments with your pay schedule, either weekly, fortnightly, or monthly.
Can I get a cash loan with bad credit?
Yes, it’s possible. At Swoosh, we look at your ability to repay the loan now – not some point in the past. So we can offer small personal loans to those with bad credit history, as long as you’re:
- At least 18 years old
- Employed for at least 3 months
- Permanent resident or valid visa holder of Australia
- Own a vehicle registered in your name
What makes Swoosh personal loans the best?
With our quick approval process and friendly service, Swoosh customers appreciate:
- Our simple online application
- Fast approval with direct deposit
- 100% online service
- Our secure systems
- Flexible repayment schedules
- Transparent communication with no nasty surprises
FAQs
Got questions? We’ve got answers. Find find out more about applying, repayment, eligibility, credit & more.
Yes, if you have other loans you can still apply for a quick cash loan with Swoosh. As responsible lenders, Swoosh will only approve your application if we believe you can afford to repay your loan.
If you want to roll multiple loans into one, you can apply for a debt consolidation loan.
Every lender has different requirements, so you should check eligibility requirements before you apply. If you want to give yourself the best chance of approval, these tips could help you:
- Make sure you meet eligibility requirements before applying
- Shop around for the most suitable loan and lender
- Cut excess spending where possible
- Maintain consistent employment and income
- Limit or pay off missed and dishonoured payments
Check out our 10 tips for quick loan approval and guide to getting instant approval on a personal loan for more information.
Yes, you can. Swoosh won’t charge you any extra fees for paying off your loan early.
You can apply for a Same Day Loan or check out our blog on how to earn money fast for ways to get urgent cash when you need it.
Private lenders like Swoosh who offer secured bad credit loans are generally the easiest companies to get a loan with in Australia. The security on the loan helps to mitigate the risk for the lender, which allows them to service a wider range of people.
As a responsible lender, Swoosh does not offer no credit check loans. But because we service both people with bad credit and people with no credit history, this won’t impact most people’s chances of approval.
