Traditional banks can take a long time to assess and approve loan applications. If you need to borrow $5000 for something that can’t wait, you need a quick and easy way to get the money you need! That’s where Swoosh $5000 Loans come in.
If you need a 5000 dollar payday loan, Swoosh small personal loans are where it’s at.
A $5000 Loan is when you borrow $5000 to help you pay for unbudgeted expenses or bills. At Swoosh, our application is 100% online and only takes minutes to complete. It’s hassle-free and the easiest way to get $5000 fast!
How quickly can I get a $5000 Loan?
That depends on how quickly you can submit your application! All you need to do is apply for a loan with Swoosh online – it only minutes – then we’ll review your application. Once approved, the money will be in your bank account on the very same day. For more information: How to Apply for Payday Loan Online
Am I eligible to get a $5000 Loan?
To be eligible for a Swoosh $5000 Loan, you only need to meet the following simple criteria:
Be at least 18 years old
Be employed for at least 3 months
Be a permanent resident or valid visa holder of Australia
Own a vehicle registered in your name
Can I get a $5000 Loan even with bad credit?
Yes, it is possible! We are happy to offer bad credit loans to applicants that are willing and able to make their repayments. Your credit score is not the only thing we base our decision on. We believe in responsible lending and consider every $5000 loan application on its individual merit.
Fees and interest rates:
Our $5000 Loans can be paid back over 12 months. There are no monthly fees, no hidden charges, and no penalties for paying back your loan early, so you can pay it back as soon as you are ready.
$0 application fee (even if your application is not approved)
Establishment Fee – $400 (included in the loan)
PPSR and Security Check – $16 (included in loan)
Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan. Find out more: Payday Loans Rates and Fees.
Interest is calculated daily based on the outstanding balance and is applied monthly to your account. Interest rates are fixed for the loan term — so you know exactly what to expect. If a scheduled payment is returned unpaid, we may issue a $35.00 debit dishonour fee. This fee is not subject to interest, though you’ll continue to pay usual interest charges as described.
Can I apply for a $5000 Loan with Swoosh if I already have a loan with another company?
Yes, if you have other loans you can still apply for a $5,000 Loan with Swoosh. As responsible lenders, Swoosh will only approve your application if we believe you can afford to repay your loan.
Why choose Swoosh?
We spent many years in the finance industry before a close group of us decided we wanted to help others and really make a difference. That’s when we created Swoosh — an easy, fast and entirely online service offering a friendly alternative to other loan providers.
We believe in:
Giving a helping hand when it’s needed most
Providing a speedy approval process and easy online application
Delivering quick overnight electronic deposits
Trust, security and transparency
Developing ongoing partnerships
Being easy and fun to work with
Swoosh Finance has provided fast, convenient and responsible payday loan services to Australians since 2014. We assess each individual’s current circumstances to see how we can best help them.
No matter the reason for your loan, we’re here to help. Our online application is so easy, it only takes minutes to complete. Once approved (usually within 1 business hour*), we’ll give you all the information you need to start your loan and sign a contract.
We make it easier to make repayments
To make life stress-free and easy, we align your repayments with your payday so you don’t miss a repayment. We also only approve your loan application if we believe you can repay it.
How do I apply?
The Swoosh loan application process is super-simple.
1. Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
2. Approval of your loan is provided within 60 minutes of you providing require information (during business hours)*. The decision will arrive promptly – right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account.
There’s no need to sign-up for an account so submit your application for a $5000 loan today. Apply Online Now
*Speed of approval is conditional to receipt of all requested relevant documents/information.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The above uses a comparison rate of 47% and upfront establishment fees of $416.
Thanks so much for giving me a chance to improve my credit score and for helping me to fix up my car. It is very much appreciated, and the whole process was simple and completely pain-free. Wonderful service.
Sarah, Seddon VIC
Thank you for your assistance. I would recommend Swoosh Finance to anyone who needs a loan.
Brad, Oakhurst NSW
Been with swoosh for a few years now and they are a awesome company to deal with. Never had a problem with them at all.
Karyn Quinn
I’m really shocked that I got approved. No one would help me or give me the chance. I’m definitely grateful and happy with how you guys handle different customers. Thank you so much!
Ryan, Anna Bay NSW
This has eased so much stress and definitely given me the financial freedom. All along the Swoosh team have been very understanding and fantastic to deal with, especially Harley just to name one of the team, credit to the rest as well.
Norm, Mani Beach QLD
Thank you very much. You guys have always been very helpful and understanding.
Emmanuel, Blacktown NSW
I would recommend you guys to anyone looking for a loan… You are great.
Nicole, Moe VIC
Just a quick message to say thank you for your time and help, you have restored faith that there are still great customer service reps out there an Swoosh should be very grateful you are ith them and provide such as excellent service.
Karlie, Australind WA
Yayy!
Thank u Swoosh! You guys are the BEST! I have recommended you guys to family & friends!
Amy, Doonside NSW
BRAD… is the highlight in this company by far… his customer service was great and so professional… he went above and beyond his job description to ensure I was helped and not stressed out at all… I had a lovely experience and it was because of him I remained at the company and didn’t go elsewhere.
Debra, Mt Baker SA
The staff here are amazing!!! Best service I’ve had in ages! Comments might change mind you if you deny my loan!!! Lol only kidding you’ve been fantastic Thank you for your prompt and efficient services.
Christian, Ellenbrook WA
I would like to thank the Swoosh team for helping me out with the settlement. I really appreciate it.
Margaret, Cloncurry QLD
Thank you for your assistance.
I would recommend Swoosh to anyone who needs a loan.
Brad, Oakhurst NSW
I really appreciate the way my loan was handled. They went out of their way to help me, and get a positive outcome. Staff were great, kept me posted where things were up to. Very satisfied not just because of positive outcome but the way the company treated me. Many thanks. I won't let you down!!
Lesley, Scone NSW
Tracey Grounds
Thank you very much Swoosh Finance for your help. Now I'm so happy I can make my mother in law birthday and less stress on me thanks again... give 100/100 for your help.
Simon, Dandenong VIC
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