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Whether you need money urgently or planning ahead with a cash advance, we can help you out today! Swoosh fast cash loans for Darwin are 100% online and we always use real people to assess your loan. So you won’t just be dealing with a computer.
Need an advance cash loan?
Get an easy cash loan in Darwin today
Darwin is a great place to live and to visit! With so much delicious food to try, nature to explore, and adventures to have, it’s easy to burn a hole in your pocket. If you are in need of some quick cash ASAP, Swoosh is here to help. Whether you need a loan to pay off debt, a cash advance before payday, or fast cash for any other reason, we can help.
What can I get a loan for?
We’re here to help you out, no matter your loan reason. Some common loan reasons for cash loans in Darwin include:
Bond payment
Urgent bill
Holiday
Cash advance
+ much more!
Types of loans
Some of our most popular loan types are:
- Emergency Loans
- Debt Consolidation Loans
- Bond Loans
- Small Personal Loans
- $5000 Loans
How much can I borrow?
Swoosh offers fast cash loans for Darwin from $2,200-$5,000 with same day approval.
Simple eligibility criteria
We like to keep things simple, check out our 4 easy criteria below to see if you are eligible to apply for a cash loan:
At least 18 years old
Employed for at least 3 months
Permanent resident or valid visa holder of Australia
Own a vehicle registered in your name
Apply online 24/7
It only takes minutes to apply and in 3 simple steps you will have the cash you need:
1. Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
2. Approval of your loan is provided within 60 minutes of you providing require information (during business hours)*. The decision will arrive promptly – right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account.
Find out more about how to get a loan with Swoosh.
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Rates and fees
Our simple cash loan structure is as follow:
| Online cash loan amount | $2,200 to $5,000 |
| Application Fee | $0 (even if your application is not approved) |
| Standard establishment fee | $400 |
| Other Fees | $16 (included in loan) |
| Annual Interest | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
| Flexible repayment options | Weekly, fortnightly or monthly (based on your payday) |
| Direct debit dishonour fee | $35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid |
For more information, visit Rates & Fees.
Flexible repayment schedule
Never worry about making a loan payment on time. We align your payments with your payday, either weekly, fortnightly, or monthly.
What Swoosh customers love about our secured personal loans
With our quick approval process and friendly service, Swoosh customers appreciate:
- Our simple online application
- Fast approval with direct deposit
- 100% online service
- Our secure systems
- Flexible repayment schedules
- Transparent communication with no nasty surprises
Why choose Swoosh for a cash loan in Darwin?
We pride ourselves on having a fast, easy, straightforward process. Rather than navigating through tons of paperwork and dodging hidden costs, Swoosh partners with you every step of the way to offer the best possible secured loans for your circumstance.
Swoosh will:
- Help you get back on track
- Provide the cash you need, when you need it
- Make the application as easy as possible
- Approve your loan within one business day
- Provide the funds on-time
- Keep all of your information safe through our secure online system
Secured loans, bad credit, & responsible lending
At Swoosh, we believe in responsible lending, because we want the best for you.
We practise responsible and trustworthy lending, only approving your application if we believe you can repay the loan.
FAQs
What is the minimum credit score for a cash loan?
Getting a fast cash loan in Darwin with Swoosh will not require you to have a ‘good’ credit score. Because we offer bad credit loans, we can service a wide range of credit ratings. We do this by looking at your current financial situation and assessing your eligibility based on that.
Can I get approved without a credit check?
As a responsible lender, we conduct credit checks on all applications. Credit checks are an important part of the application process and help to protect both you and the lender.
What is the easiest payday loan to get approved for in Australia?
We always strive to be the best in Australia when it comes to easy and fast approvals. Once you submit your application, our experienced team will quickly review it to provide you with an outcome ASAP.
Will the money be available immediately?
Once you are approved, the money will be transferred right away. However, how soon the money will appear in your account will depend on your bank and the time of day. If you return your signed contract by 3:30 p.m. (AEST), your funds will be transferred overnight.
To help get you cashed up even faster, we now offer PayID instant cash transfers.
Testimonials
My refinance loan application was very easy and straight forward to navigate and complete and the prompt response to the application was very pleasing, very professional and with a fast turn around. Special mention going out to your staff member Coen for his prompt responses and professionalism in regards to my application.😊
Garry Capewell
My experience with Hannah and Kate was so great. They both helped me through with my application very respectfully and helped went through the steps to get me through to the final steps to assess my application. Swoosh. Finance is the best
numi
Ally has been spot on with her responses! Super and fast and reliable via email. She has been helpful throughout my application. 10/10 would recommend asking for ALLY if you choose to go with Swoosh.
Helen T
My experience with swoosh has been a good one. Stacey and Cohen have been very helpful towards helping me applying for a loan. I would recommend this services to my friends and family. I would defiantly come back in the future. Thanks swoosh team you guys have been very helpful.
Nai “Friszy01” Frisjina
Very happy with the help I got from the lady on the phone whose name was jade. Would like a bit more updates on the progress but all in all very happy with the people.
Michael Higgins
Great experience with this finance company over the years. They always do everything they can to help you and the turn around is very fast. Coyen is super helpful and a pleasure to deal with. His impeccable customer service and friendly nature is an asset to your business. Keep up the great work Coyen and Swoosh.
Jo Naisbitt
I’ve had a very stressful week and when I needed help I went to swoosh finance and they were swift to give me the helping hand I needed, Jelena was especially super helpful with quick responses and made the whole process very easy. Will definitely go through swoosh again 👍
Brendan Hedges
Jelena was great to deal with she was professional and made it all easy to understand. Would definitely recommend these guys again! ❤️
Kaitlyn Rea
Olivia was very helpful. Kept it simple for me to understand. Responded to my replies within minutes. 10 out of 10 for being professional and straight forward with what I needed to do. Have a good day!
Dino Mcpherson
I would like to thank Kate for her help today much appreciate her effort. She is very easy to deal with and very helpful.
Thank you
Graham Cowley
The Swoosh difference
Our Cash Loans are available when you’re in a pinch — and we work hard to make it happen fast.
We put you first, ensuring you have all of the information upfront.
Swoosh Cash Loans give you the funds you need now from a lender you can trust.
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
