In this article:
Looking for a quick cash loan in Melbourne? Swoosh has you covered. Swoosh offers fast easy cash loans for whatever you need. Whether it’s emergency funds, cash to explore Melbourne’s famous nightlife, or the means for a weekend you’ll never forget – Swoosh has the answer!
Get cashed up fast in Melbourne today
Learn moreWhere can I get a small cash loan in Melbourne?
If you’re in Melbourne and searching for fast, easy cash loans then Swoosh is the solution for you! You can apply online at any time for a quick cash loan with same-day approval*.
Learn more: rates and fees
*Speed of approval is conditional to receipt of all requested relevant documents/information.
What types of loans can I apply for?
Our cash loan application is 100% online and available 24/7. So you can apply easily from the comfort of your own home and get paid the same day your loan is approved.
Swoosh knows that anything can happen, so we offer a wide range of loans for whatever you need! Our most popular loan types include:
Car repair loans
It’s hard to get anywhere without your own transport. That’s why Swoosh offers fast approval for car repair loans so that we can get you on your way as soon as possible.
Holiday loans
If you’re in need of a good holiday but low on funds, Swoosh’s holiday loans are there to make sure you don’t miss out. Our small cash loans can help you get not just the holiday you need, but the holiday you deserve!
When you’re in the mood for a staycation check out our list of Cheap Things to Do in Melbourne.
Emergency loans
When things go wrong, life doesn’t wait for you to find a solution. That’s why Swoosh offers emergency loans with same-day approval so that you can get the emergency funds you need when you need them!
How to get small cash loan in Melbourne
Applying for a small cash loan has never been easier with Swoosh’s stress-free, online application process.
Online cash loans
When you need emergency cash fast, the last thing you want to deal with is complicated application processes. At Swoosh, our small cash loans are 100% online, so you can apply anytime you need cash.
Our 3-step application process means you’ll have funds in your account before you can say Swoosh!
1. Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
2. Approval of your loan is provided within 60 minutes of you providing require information (during business hours)*. The decision will arrive promptly – right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account.
Find out more about how to get a loan with Swoosh.
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Eligibility criteria
Getting a small cash loan in Melbourne is easy with Swoosh. There are only 4 criteria for you to be eligible to apply for a loan:
Be at least 18 years old
Be employed for at least 3 months
Be a permanent resident or valid visa holder of Australia
Own a vehicle registered in your name
How do repayments work?
At Swoosh, we believe in making things easy for our customers. That’s why we offer flexible repayment options to suit you best. Choose the right payment schedule for you:
- Weekly
- Fortnightly
- Monthly
How to get a small cash loan with bad credit
Worried about bad credit? At Swoosh, we believe bad credit shouldn’t hold you back. That’s why we focus on your current financial situation, rather than just your history. We offer bad credit cash loans from $2200 up to $5000 with an easy online application process.
A responsible lender you can trust
At Swoosh, we look out for you and your best interests. That’s why we’re committed to practicing responsible lending. Our team will assess your application carefully and will only approve the application if we believe you can comfortably repay the loan over the length of your contract.
FAQs
Are cash loans a good idea?
As with any loan, there are pros and cons to getting a cash loan, and it will depend on your individual circumstances and what you do with the loan. Before getting a cash loan, consider the following:
- How much do you need to borrow?
- Can you make timely repayments?
- What is your current credit score?
- Check the eligibility criteria
Do cash loans affect your credit score?
Cash loans do impact your credit score, they have the potential to help improve it or to negatively affect it. For example, meeting all repayment requirements will reflect positively on your score but missing payments will have a negative influence. Understanding how credit scores work in Australia will help you understand how to manage your finances and decide whether a personal loan is right for you.
How many cash loans can you have?
There is no set limit in the number of cash loans one person can have. However, it’s important to remember that all lenders have their own eligibility criteria and when assessing your ability to repay a loan, and having other cash loans will impact their decision.
Testimonials
Garry Capewell
numi
Helen T
Nai “Friszy01” Frisjina
Michael Higgins
Jo Naisbitt
Brendan Hedges
Kaitlyn Rea
Dino Mcpherson
Graham Cowley
The Swoosh difference
Our Cash Loans are available when you’re in a pinch — and we work hard to make it happen fast.
We put you first, ensuring you have all of the information upfront.
Swoosh Cash Loans give you the funds you need now from a lender you can trust.
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
