Secured Loans

A Secured Loan is a loan guaranteed by an asset, like a car. We use this asset as security over the term of the loan, so that you have a simple way to get some much needed cash. If you’re in need of fast cash today, let us do the heavy lifting. With our simple online loan application and speedy approvals, you can get a Secured Loan in a matter of hours!*

Apply now with Swoosh and get a fast Secured Loan today

What is a Secured Loan?

Getting a Secured Loan is utilised when you own a vehicle, like a motorcycle or car. In a nutshell, Secured Loans are loans against your car or vehicle. They allow you to access cash quickly, because you have assets of value that could cover the cost of the loan.

When can I get a Secured Loan?

At Swoosh we know that life can give us all sorts of unexpected challenges, and we want to help. You may want to apply for a Secured Loan for situations like:

A stress-free process

Because of our fast and highly secure systems, our process is hassle-free. We follow 3 simple steps:

Secured Loan amounts

We offer Secured Loans from $2,000 to $5,000. Simply enter the amount you need on your application, and we’ll handle the rest.

Eligibility for Secured Loans

If you meet these 4 requirements, you’re ready to apply today.

What Swoosh customers love about our Secured Personal Loans

With our quick approval process and friendly service, Swoosh customers appreciate:

Our structure for Secured Loans

At Swoosh, we’re different to other lenders, we’re upfront and honest about our cost structure and process.

Loan interest rates and dishonour fee

Swoosh interest charges are calculated daily on your outstanding balance.
Interest rates are fixed for the loan term and are determined based on the outstanding balance.

If a scheduled payment is returned unpaid, a $35.00 direct debit dishonour fee may be issued.

Repayment Options

At Swoosh, we like to make things stress-free. That’s why we offer flexible repayment schedules that align with your paydays. Repayments can be automatically set for weekly, fortnightly, or monthly payments.

Can I get a Secured Loan with bad credit?

Yes, it is possible for you to receive a secured personal loan with bad credit at Swoosh. We look at the ‘here and now’ of your financial situation, assessing everyone on an individual basis. We want you to receive the assistance you need, so we look at more than just your credit history.

We offer online cash loans after evaluating current bank statements and, assessing whether the applicant has the ability to repay the loan. This way we are comfortable offering secured bad credit Loans to those who have been impacted by their past, getting them the cash they need.

Secured Loans, bad credit & responsible lending

At Swoosh, we believe in responsible lending, because we want the best for you.
We practise responsible and trustworthy lending, only approving your application if we believe you can repay the loan.

Why choose Swoosh for secured lending?

We pride ourselves on having one of the fastest, easiest, most straightforward process.
Rather than navigating through tons of paperwork and dodging hidden costs, Swoosh partners with you every step of the way to offer the best possible Secured Loans for your circumstance, quickly.

Swoosh will:

• Help you get back on track
• Provide the cash you need, when you need it
• Make the application as easy as possible
• Approve your loan within one business day
• Provide the funds on-time
• Keep all of your information safe through our secure online system