Need a personal cash loan in Brisbane today? Maybe you are going for a cheeky ride on the Brisbane wheel, planning a fancy trip overseas, or just need to get your car repaired. Whatever you need it for, we’re here to help with a fast cash loan!
Apply online today and get same day approval on your cash loan in Brisbane. As a local direct lender, we offer a friendly alternative to other lenders. We aim to be the market leader in fast, responsible, and convenient online lending – and provide financial help when it’s needed most.
You can apply to borrow between $2,200 and $5,000 by using your vehicle as security, even with bad credit! Say goodbye to lengthy paperwork and long lines, our short term loans are 100% online. So you can apply from anywhere and get cashed up ASAP.
Borrow money in Brisbane with a Same Day Loan
Our online application is so easy, it takes less than 5 minutes to complete. Once approved, we’ll give you all the information you need to start your loan and sign a contract.
Apply for $2,200 - $5,000 in 3 easy steps!
Step 1:
Complete an online application: It only takes a few minutes on your mobile phone, computer or tablet.
Step 2:
Get Fast Approval: Approval is provided within 60 minutes of receiving the required information* (during business hours).
Step 3:
Receive your funds: Once approved and the contract is signed, the money is sent directly to your bank account.
How quickly can I get approved for a same day loan?
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Learn more: Quick loan approval – get cash in 3 steps
Why Choose Swoosh?
Application reviewed in minutes… by actual humans, not computers!
Simple eligibility criteria
You can apply for a cash loan in Brisbane today as long as you meet our 4 simple criteria:
- Be 18 years or older
- Have been employed for at least 3 months
- Be a permanent resident or valid visa holder of Australia
- Own a vehicle (like a car or motorbike) registered in your name
Rates & fees
| Loan amount | $2200 to $5000 |
| Application fee | $0 |
| Establishment fee | $400 |
| Other fees and charges | $20 |
| Annual Interest | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
| Debit dishonour fee (if a scheduled payment is returned unpaid) | $39.95 |
| Repayment options | Weekly, fortnightly or monthly (based on your pay schedule) |
We like to keep things simple with our easy payday loans.
Interest is calculated daily, based on the outstanding balance and then applied to your account. Daily interest rates are computed by dividing the annual interest rate by 365.
Find out more: Payday loans rates and fees
Proven history
Since 2014, Swoosh Finance has provided fast, convenient, and responsible loan services to Australians from all walks of life. We are based in South-East Queensland, specialising in the provision of secured finance options. We look at each individual to see how we can best help them and their particular situation—regardless of their credit history.
Where to get the easiest cash loan near Brisbane?
The Swoosh Finance application process for short term loans is 100% online. And we now offer PayID instant transfers when your loan application is approved. That way you can get the money you need in a few easy steps.
We are constantly working to make Swoosh the best money lender in Brisbane with the easiest loan process. Getting the cash you need shouldn’t be a struggle, which is why our friendly team of (human!) assessors are here to help you every step of the way.
Heading to the beach? Check out our cash loans for the Gold Coast!
Bad credit personal loans for Brisbane
Swoosh offers approval for bad credit personal loans, so if you are worried about past credit mistakes holding you back, don’t be! As long as your situation has changed and you meet our simple lending and eligibility criteria, you can get a bad credit personal loan in Brisbane today!
Cash Loan Brisbane FAQs
How can I increase my chances of getting a personal loan?
Some ways you can improve your chance of loan approval are:
- Check the eligibility criteria
- Stay in a job for at least a couple of months
- Don’t apply for too many loans at once
- Have a car or other asset you can use as security for the loan
- Show a good repayment history with your existing finance
- Pay off any defaults on previous loans
- Cut down on spending
For more information, check out our blog on 10 tips for quick loan approval to give yourself the best chance of getting a loan.
What credit score do I need to get approved for a personal loan?
Each company will have different credit score requirements in Australia. Thankfully, because Swoosh offers bad credit loans, we are only interested in your current financial situation. So even if you have a low credit rating, you can still be eligible for a personal loan with us!
Why do you need to check credit score?
Credit scores can help certain loan companies assess your eligibility for a loan quickly. They indicate how well you have managed debt in the past.
Credit scores are not the only factor lenders look at though, and some lenders do not include credit scores in the calculations at all. Instead, they might look at the actual information listed on your credit report to assess creditworthiness.
Not sure what your credit score is? Find out how to check your credit score in Australia.
No matter what you need a loan for in Brisbane, we're here to help!
Testimonials
sam johnston
Donna Moroney
clint bindley
Eric & Zephy
Melissa Wilson
Tales from the Crypto
Naseer Mansour
Tohi Ridings
J R
Shayne Khan
The Swoosh difference
Our Cash Loans are available when you’re in a pinch — and we work hard to make it happen fast.
We put you first, ensuring you have all of the information upfront.
Swoosh Cash Loans give you the funds you need now from a lender you can trust.
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
