In this article:
Need a personal cash loan in Brisbane today? Maybe you are going for a cheeky ride on the Brisbane wheel, planning a fancy trip overseas, or just need to get your car repaired. Whatever you need it for, we’re here to help with a fast cash loan!
Get quick loan approval in Brisbane today
Where to get the easiest cash loan near Brisbane?
We are constantly working to make Swoosh the best money lender in Brisbane with the easiest loan process. Getting the cash you need shouldn’t be a nightmare, which is why our friendly team of (human!) assessors are here to help you every step of the way.
Our application process for short term loans is 100% online. And we now offer PayID instant transfers when your loan application is approved. That way you can get the money you need, with no hassle, and fast approval.
Heading to the beach? Check out our cash loans for the Gold Coast!
How to get a fast easy personal loan
You can get a personal loan of $2,200-5,000 online with Swoosh today! It’s so easy to apply, just follow these three easy steps and you’ll be cashed up in no time!
1. Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
2. Approval of your loan is provided within 60 minutes of you providing require information (during business hours)*. The decision will arrive promptly – right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account.
Find out more about how to get a loan with Swoosh.
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Loan rates and fees
We are upfront about our rates and fees, so you know exactly what you will need to pay. There are no hidden charges, monthly fees and no penalties for paying back your loan quicker – so you can pay it back as soon as you are ready.
| Online cash loan amount | $2200-$5000 |
| Application fee | $0 |
| Standard establishment fee | $400 |
| Other Fees | $16 (included in loan) |
| Annual Interest | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
| Flexible repayment options | Weekly, fortnightly or monthly (based on your paydays) |
For more information, visit Rates & Fees.
Simple cash loan eligibility criteria
Getting a small personal loan in Brisbane is easy with a private lender like Swoosh. There are only 4 criteria for you to be eligible to apply for a loan:
At least 18 years old
Employed for at least 3 months
Permanent resident or valid visa holder of Australia
Own a vehicle registered in your name
Bad credit personal loans for Brisbane
We may not be able to offer no credit check loans, but we do offer personal loans for bad credit. So even if you’ve made some mistakes in the past, or gone through a rough patch, you can still get approved. As long as your situation has improved and you can afford to service the loan, you’re good to go!
FAQs
How can I increase my chances of getting a personal loan?
Some ways you can improve your chance of loan approval are:
- Check the eligibility criteria
- Stay in a job for at least a couple of months
- Don’t apply for too many loans at once
- Have a car or other asset you can use as security for the loan
- Show a good repayment history with your existing finance
- Pay off any defaults on previous loans
- Cut down on spending
For more information, check out our blog on 10 tips for quick loan approval to give yourself the best chance of getting a loan.
What credit score do I need to get approved for a personal loan?
Each company will have different credit score requirements in Australia. Thankfully, because Swoosh offers bad credit loans, we are only interested in your current financial situation. So even if you have a low credit rating, you can still be eligible for a personal loan with us!
Why do you need to check credit score?
Credit scores can help certain loan companies assess your eligibility for a loan quickly. They indicate how well you have managed debt in the past.
Credit scores are not the only factor lenders look at though, and some lenders do not include credit scores in the calculations at all. Instead, they might look at the actual information listed on your credit report to assess creditworthiness.
Not sure what your credit score is? Find out how to check your credit score in Australia.
Testimonials
sam johnston
Donna Moroney
clint bindley
Eric & Zephy
Melissa Wilson
Tales from the Crypto
Naseer Mansour
Tohi Ridings
J R
Shayne Khan
The Swoosh difference
Our Cash Loans are available when you’re in a pinch — and we work hard to make it happen fast.
We put you first, ensuring you have all of the information upfront.
Swoosh Cash Loans give you the funds you need now from a lender you can trust.
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
