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Apply for a Small
Secured Loan
From $2,300 to $5,000, apply for a small loan in just a few minutes and get cashed up today!
Free to apply
Approved in minutes*
No early repayment fees
Need help?
Click here and our team will guide you through every step with no stress and no jargon.
Get up to $5,000 in 3 easy steps!
- Complete an online application in minutes!
- We review your application instantly.
- Once you’ve electronically signed the contract, we’ll send the money directly to your bank account!
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Am I eligible for a Swoosh cash loan?
At Swoosh, we keep things nice and simple. As long as you meet these four criteria, you can apply for a loan:
- Be 18 years or older
- Have been employed for at least 3 months
- Be a permanent resident or valid visa holder of Australia
- Own a vehicle (like a car or motorbike) registered in your name
To apply for a small loan with Swoosh, you’ll need:
Your internet banking details
So we can retrieve a read-only report of the last 90 days
Your personal details
Your address, current financial commitments and employment details
Your BSB and account number
So the loan can be easily deposited into your bank account
Your BSB and account number (so the loan can be easily deposited into your bank account)
We’re an Australian owned and operated business and we provide local customer service to all our customers. We believe in responsible lending that’s quick and easy, and above all hassle-free. That’s why our application process is 100% online. There’s absolutely no paperwork to fill out and no application fees. We list all our payday loan rates and fees upfront, so you never get any nasty surprises.
As a reputable provider of small personal loans, we do conduct credit checks – but they’re not all we consider when you apply for a loan. We may also need to look at your bank statements as part of our assessment into whether you’re comfortably able to repay the loan. As a responsible lender, our aim is to make your life easier and less stressful. That means only approving a loan when we’re confident you can afford the repayments.
If you have any questions about our fees and charges, interest rates, or loan terms, feel free to contact one of our Swoosh Finance Specialists today. Or if you’re ready to apply for a small loan right now, fill in the form above and we’ll do the rest! It’s free to apply and there’s no obligation, so if you change your mind that’s ok too.
Loan Terms
| Minimum Loan Term: | Maximum Loan Term: |
|---|---|
| 60 days | 12 months |
Although our fast cash loans are designed to be paid back over 12 months, there is absolutely no penalty should you choose to pay it back early.
Representative example: based on a loan of $2,300 over 12 months a borrower can expect to pay a total of $3,851. This represents a comparison rate of 47% p.a. and upfront fees of $420 included in loan repayments over the life of your loan.
WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges.
Fee Breakdown:
| Establishment Fee | $400 (included in the loan) |
| PPSR and Security Check | $20 (included in loan) |
| Interest Rate | 47%pa (comparison rate 66.347%) |
Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan.
