How Much Can I Borrow From Swoosh

Since 2014, Swoosh has provided easy solutions for customers from all walks of life. We understand that no customer is the same and that’s why we’ll help you pick the right amount to borrow to suit your needs.

We offer 12-24 month loans from $2,100 and up to $4,600 and we apply responsible lending criteria and common sense to assess each applicant. This means your repayments are affordable and the loan is right for you.

We take care and want to make sure you’re comfortable repaying the loan which is why we operate honestly and treat all potential borrowers fairly and reasonably.

We are committed to the practice of responsible lending, governed by Chapter 3 of the National Consumer Credit Protection Act. We will only approve credit contracts to borrowers that can afford to repay without causing substantial hardship.

Based on the details you provide us in your application, we will determine if one of our Medium Term Loans is suitable for you, subject to a final assessment.

At Swoosh we believe in giving everyone a second chance which is why applications that are not conditionally approved by our automated system will be assessed by our team of real people.

Check out our FAQs or contact one of our friendly staff members, they’ll be happy to help!

How much cash do you want?

How much cash do you want?

500
3000 Borrowing
1280 Interest & fees
4280 Total to repay
52 x $82.30 Average weekly repayment
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What it Costs?

Swoosh offer Secured Medium Loans from $2,100 to $4,600 and are subject to APR and a comparison rate. View an example below;

Secured Medium Loan – $3,000 over 18 months

Establishment Fee$400
Annual Percentage Rate (APR)48%
Average Weekly Repayment$61.27
Total fees and charges$1,778.87
Total Repaid$4,840.14

Our Secured Medium Loan fee structure is:

Establishment fee: $400, APR 48%, Term: 12-24 months.
For more information about the allowable fees and charges for MACCs visit the MoneySmart website.

Comparison Rate: 66.0347% p.a. This comparison rate is based on the Swoosh Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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