About Us

We help Australians when they need it most with fast, fair and friendly service. Since 2014, Swoosh has been a trusted mate for simple and responsible online lending.

  • Local Customer Service

    Australian owned & operated

  • Hassle-Free Process

    100% online & no paperwork

  • Reputable Direct Lender

    No hidden fees & charges

  • Quick Approval

    Fast easy loan process when you need money now

In this article:

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      Who is Swoosh Finance?

      Remember a time when you stepped in to help a mate in need? Maybe they were in a bind or just needed a shoulder to lean on. It probably made a positive impact on their life—large or small. And that’s exactly how Swoosh Finance got started.

      By helping, one mate at a time, with a fast cash loan when it’s needed most.

      Our story

      After years in the finance industry, a close group of us knew we had enough knowledge to help others. Our founder, Brent, together with 5 staff members (who still help lead the Swoosh team today!) decided to create an easy, fast, and entirely online service that offered a friendly alternative to other lenders. Swoosh Finance was born.

      Our mission: To provide financial help when it’s needed most.

      Our vision: To be the market leader in fast, responsible, and convenient online lending.

      The Swoosh lending platform was built to provide:

      • An easy online application and speedy approval process
      • Quick overnight electronic deposits
      • Trusted, secure, and transparent lending
      • A convenient and friendly service—like mates helping mates.

      Meet our Director

      Brent has spent the last 20 years becoming a finance expert. He began his journey in a large New Zealand finance company and has since worked across a variety of finance fields. From business development at Suncorp Insurance to Personal Finance Operations Manager at Cash Converters, he has built a portfolio of financial expertise—including running his own Financial Brokerage.

      Finding his home at Swoosh Finance in September 2015, Brent combined his many years of experience with a laid-back attitude to create an efficient and welcoming work environment. By December 2016, he stepped up to the role of Director. Under his leadership, the 5 staff he began with grew to over 60 people.

      He continues to drive Swoosh Finance in its mission to provide a straightforward, easy, stress-free lending experience to customers.

      Proven history

      Since 2014, Swoosh Finance has provided fast, convenient, and responsible loan services to Australians from all walks of life. We are based in South-East Queensland, specialising in the provision of secured finance options. We look at each individual to see how we can best help them and their particular situation—regardless of their credit history.

      So, what can we do for you?

      No matter your reason for a loan, we’re here to help. You can get a fast cash loan for any amount between $2,300 and $5,000 using your existing vehicle (fully owned and registered in the borrower’s name) as security. Our online application is so easy, it takes less than 5 minutes to complete. Once approved (usually within 1 business hour), we’ll give you all the information you need to start your loan and sign a contract.

      Applying is free, and we don’t charge you if your application is unsuccessful. You can get started by calculating what your repayments would be using the calculator on the right.

      Committed to responsible lending

      Because we are all about mates helping mates, we are committed to responsible lending in all we do. We use lending criteria, common sense and professional assessors when reviewing your application. We’ll only approve you for a loan we know you have the ability to repay. Our customers recommend us to their family and friends—because they know we can be trusted.

      Got questions?

      To discuss your situation with a loan professional or get a question answered, email us at admin@swoosh.com.au. Our Customer Care team works hard to make sure they’re available when you need it. You can also review our FAQs here.

      To be eligible for a Swoosh loan, you need to meet the following criteria:

      • Be over 18 years old
      • Permanent Resident or a valid visa holder of Australia
      • Employed for at least 3 months with minimum weekly pay of $300 (after-tax)
      • Own a vehicle registered in your name

      Yes, we offer payday loans of up to $5,000 for people on the Gold Coast, even for people with bad credit.

      We pride ourselves on our same day loans, and our online loan application takes only minutes to complete.

      Swoosh opening hours

      We’re open 7am-5pm Monday-Friday. Check out our holiday opening hours.

      Swoosh business entity

      Swoosh is the registered business name for Ausfinancial Pty Ltd ACN 118 176 631 t/as Swoosh Finance (‘Swoosh’), Australian Credit Licence Number 387993. We pride ourselves on exemplary customer service, responsible lending practices and providing a simple, smooth, and secure service to our fellow Australians.

      PO Box 460, Springwood, QLD 4127

      Privacy policy

      Please see our privacy policy for all details on how we collect your personal data when using our website.

      Still have questions about how it works?

      If you have any questions or want to discuss your personal circumstance with a professional, contact us today.

      Customer Reviews

      The Swoosh difference

      Our Cash Loans are available when you're in a pinch – and we work hard to make it happen fast.

      We put you first, ensuring you have all of the information upfront.

      Swoosh Cash Loans give you the funds you need now from a lender you can trust.

      The top guy easy to deal with.

      Always have delt with this company and always happy with their process and service no matter what outcome

      Isabella

      Helpful with a help of a lovely lady ⭐️ ⭐️Kacey⭐️ Thanks Again

      I have loans last time with Swoosh Finance it is realy help me a lots thanks

      Always great service with this provider

      Tamara made it easy to apply

      KACEY was very friendly and helpful

      Very friendly quick service no judgement just excellent customer service by Baylee

      Mikaela