Fast, reliable, and hassle-free secured loans.
Apply for $2,100 – $5,000 today.

How much cash do you need?

3000 Borrowing
1295 Interest & fees
4295 Total to repay
52 x $82.60 Average weekly repayment
Get Your Loan Fast cash in 3 easy steps.

Fast, easy cash.
From a lender you
can trust.

  • Complete your SwooshMoney™ application in less than 5 minutes.
  • Enjoy a 100% online smooth, simple and secure process.
  • Swift & Speedy Service.
  • Move the slider to the amount you need and click 'Get Your Loan'.
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What Swooshers love about our loans.

I found the whole application process simple and straightforward. The time taken between application and approval was super quick. I would definitely recommend Swoosh to my family and friends.

Nick, Coogee NSW

Extremely happy with the process, and the speedy application and approval. The process was very easy and everything was explained clearly. Would highly recommend to friends / family who need cash fast.

Nakkita, Mundingburra QLD

I have used swoosh for a couple of years now and i will keep on using them as they are the easiest company i have come across i would highly recommend them if you need help with money….great people too….keep up the great work guys..

Andrew, Cairns

Get cash today with 3 speedy steps.

With the quickest loan application process on the market, you don’t have to sweat it. You just get it.

Online Application

Our SwooshMoneyTM application connects with the latest and safest bank technology to retrieve 90 days of bank statements. With Swoosh, you can qualify faster.


Faster Approval for Loans

Your loan application will be reviewed within 60 minutes during business hours. Rather than awkward phone calls or waiting periods, the offer will arrive in your inbox.



Once your loan is approved, we transfer your cash to your bank account — usually within 1 hour. Your bank will then process the funds.

Apply Now

We’re on your side when you need it most.

No matter the reason, we’re here to help. Whether it’s unexpected bills or to enjoy all life has to offer, we’ll help you get the money you need with our quick online cash loans — with no nasty surprises.

Medical expenses

Family needs

Holiday and travel

Automotive repairs

Bills & other loans

New furniture

Whatever your need, we’re ready with fast cash.
Start Your Loan Application

Who’s eligible

To apply for a loan you must meet four criteria:

Be at least 18.

Permanent resident of Australia.

Employed for at least 3 months.

Own a vehicle registered in your name, with no finance owing or encumbrances.

Meet all four requirements? Apply today.
Start Your Loan Application

What are the costs associated with Swoosh loans?

Swoosh offer Secured Medium Loans from $2,100 to $5,000 and are subject to APR and a comparison rate. View an example below;

Secured Medium Loan – $3,000 over 18 months

Establishment Fee$400
Annual Percentage Rate (APR)48%
Average Weekly Repayment$61.27
Total fees and charges$1,778.87
Total Repaid$4,840.14

Our Secured Medium Loan fee structure is:

Establishment fee: $400, APR 48%, Term: 12-24 months.
For more information about the allowable fees and charges for MACCs visit the MoneySmart website.

Comparison Rate: 66.0347% p.a. This comparison rate is based on the Swoosh Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Head over to the Swoosh Money Gym to get money fit.

Build your financial fitness with insightful how-to articles.

Commonly asked questions.

Q: What do I need to apply for a loan online?

A: To complete an application, all you need is:

  • Commonly required personal details such as name, address, financial commitments, employment details, etc.
  • Your internet banking details (for a read-only bank statement report of your last 90 days)
  • Your BSB and account number (so we can deposit your money)

Q: How long does the application take?

A: The online application for cash loans for our Australian is fast and streamlined. Applications usually take less than 5 minutes to complete.

Q: How long will it take for my loan to be approved?

A: Swoosh aims to review and conditionally approve applications within 60 minutes. If we require additional information, this may delay the decision.

Q: Is it possible to have more than one Swoosh loan at a time?

A: At Swoosh, you are eligible to apply to refinance your loan in a quick and easy fashion.

Q: Will there be any credit checks?

A: As a responsible lender, we conduct credit checks. If you’ve had a default in the past, we’ll still do our best to help you. We are not a bank and our lending policies reflect our desire to help all applicants.

Q: If I currently have a loan with another company can I apply for a Swoosh loan?

A: Yes, if you have other loans you can still apply for a Swoosh loan. As responsible lenders, Swoosh will only approve your application if we believe you can afford to repay your loan.