Personal and Business Loans
Small Personal Loans
$2,000 – $5,000
$10,000 – $600,000
Apply for up to $5,000 in 3 easy steps!
How much cash do you need?
Am I eligible?
To apply for a loan you must meet four criteria:
Be at least 18
Permanent resident of Australia
Employed for at least 3 months
Own a vehicle registered in your name, with no encumbrances
Meet all four requirements?
What Swooshers love about our loans.
I found the whole application process simple and straightforward. The time taken between application and approval was super quick. I would definitely recommend Swoosh to my family and friends.
Extremely happy with the process, and the speedy application and approval. The process was very easy and everything was explained clearly. Would highly recommend to friends / family who need cash fast.
I have used swoosh for a couple of years now and i will keep on using them as they are the easiest company i have come across i would highly recommend them if you need help with money….great people too….keep up the great work guys.
Commonly asked questions.
What do I need to apply for a loan online?
To complete an application, all you need is:
- Commonly required personal details such as name, address, financial commitments, employment details, etc.
- Your internet banking details (for a read-only bank statement report of your last 90 days)
- Your BSB and account number (so we can deposit your money)
How long does the application take?
The online application for cash loans for our Australian applicants is fast and streamlined. Applications usually take less than 5 minutes to complete.
How long will it take for my loan to be approved?
Swoosh aims to review and conditionally approve applications within 60 minutes. If we require additional information, this may delay the decision.
Is it possible to have more than one Swoosh loan at a time?
At Swoosh, you are eligible to apply to refinance your loan in a quick and easy fashion.
Will there be any credit checks?
As a responsible lender, we conduct credit checks. If you’ve had a default in the past, we’ll still do our best to help you. We are not a bank and our lending policies reflect our desire to help all applicants.
If I currently have a loan with another company can I apply for a Swoosh loan?
Yes, if you have other loans you can still apply for a Swoosh loan. As responsible lenders, Swoosh will only approve your application if we believe you can afford to repay your loan.