Fast, reliable, and hassle-free secured loans.
Apply for $2,100 – $4,600 today.
How much cash do you need?
Fast, easy cash.
From a lender you
- Complete your SwooshMoney™ application in less than 5 minutes.
- Enjoy a 100% online smooth, simple and secure process.
- Swift & Speedy Service.
- Move the slider to the amount you need and click 'Get Your Loan'.
What Swooshers love about our loans.
I found the whole application process simple and straightforward. The time taken between application and approval was super quick. I would definitely recommend Swoosh to my family and friends.
Extremely happy with the process, and the speedy application and approval. The process was very easy and everything was explained clearly. Would highly recommend to friends / family who need cash fast.
Get cash today with 3 speedy steps.
With the quickest loan application process on the market, you don’t have to sweat it. You just get it.
Our SwooshMoneyTM application connects with the latest and safest bank technology to retrieve 90 days of bank statements. With Swoosh, you can qualify faster.
Your loan application will be reviewed within 60 minutes during business hours. Rather than awkward phone calls or waiting periods, the offer will arrive in your inbox.
Once your loan is approved, we transfer your cash to your bank account — usually within 1 hour. Your bank will then process the funds.
We’re on your side when you need it most.
No matter the reason, we’re here to help. Whether it’s unexpected bills or to enjoy all life has to offer, we’ll help you get the money you need — with no nasty surprises.
Holiday and travel
Bills & other loans
Whatever your need, we’re ready with fast cash.
To apply for a loan you must meet four criteria:
Be at least 18.
Permanent resident of Australia.
Employed for at least 3 months.
Own a vehicle registered in your name, with no finance owing or encumbrances.
Meet all four requirements? Apply today.
What it costs?
Swoosh offer Secured Medium Loans from $2,100 to $4,600 and are subject to APR and a comparison rate. View an example below;
Secured Medium Loan – $3,000 over 18 months
|Annual Percentage Rate (APR)||48%|
|Average Weekly Repayment||$61.27|
|Total fees and charges||$1,778.87|
Our Secured Medium Loan fee structure is:
Establishment fee: $400, APR 48%, Term: 12-24 months.
For more information about the allowable fees and charges for MACCs visit the MoneySmart website.
Comparison Rate: 66.0347% p.a. This comparison rate is based on the Swoosh Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Head over to the Swoosh Money Gym to get money fit.
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Commonly asked questions.
Q: What do I need to apply?
A: To complete an application, all you need is:
- Commonly required personal details such as name, address, financial commitments, employment details, etc.
- Your internet banking details (for a read-only bank statement report of your last 90 days)
- Your BSB and account number (so we can deposit your money)
Q: How long does the application take?
A: Our online application is fast and streamlined. Applications usually take less than 5 minutes to complete.
Q: How long will it take for my loan to be approved?
A: Swoosh aims to review and conditionally approve applications within 60 minutes. If we require additional information, this may delay the decision.
Q: Is it possible to have more than one Swoosh loan at a time?
A: At Swoosh, you are eligible to apply to refinance your loan.
Q: Will there be any credit checks?
A: As a responsible lender, we conduct credit checks. If you’ve had a default in the past, we’ll still do our best to help you. We are not a bank and our lending policies reflect our desire to help all applicants.
Q: If I currently have a loan with another company can I apply for a Swoosh loan?
A: Yes, if you have other loans you can still apply for a Swoosh loan. As responsible lenders, Swoosh will only approve your application if we believe you can afford to repay your loan.