Get help financing your dream wedding
Wedding costs are no joke and it’s oh so easy to see that budget breach containment. If you’re in need of a fast cash boost to see you through to the big day Swoosh is here to help! You can get a small loan to cover any wedding expenses you need, even if you have bad or very bad credit.
Apply for up to $5,000 in 3 easy steps!
How fast can I get a wedding loan with bad credit?
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.

Application reviewed in minutes… by actual humans, not computers!
Why Choose Swoosh?
- Fast approval: Apply online in minutes and receive a decision quickly
- Flexible repayment options: Never worry about missing a payment, repayments are aligned to your payday
- Transparent fees: No hidden charges, so you know exactly what you’re paying
What wedding expenses can I cover?
Anything you need! Some common costs people need some extra cash for during the wedding season include:
- Engagement rings
- Flights
- Accommodation
- Wedding dress
- Venue hire
- Honeymoon
Am I eligible to aplply for a loan?
We want to help you celebrate your special day with zero hassle, so we try to keep things as simple as possible. As long as you meet these 4 criteria, you’re ready to apply today:
- Be 18 years or older
- Have been employed for at least 3 months
- Be a permanent resident or valid visa holder of Australia
- Own a vehicle (like a car or motorbike) registered in your name

Rates & fees for wedding loans
| Loan amount | $2,300 – $5,000* |
| Fees: |
|
| Annual Interest | 47%pa (comparison rate 66.0347%)** |
| Term length | 12 Months |
|
Debit dishonour fee (if a scheduled payment is returned unpaid) | $39.95 |
| Repayment options | Weekly, fortnightly or monthly (based on your pay schedule) |
We like to keep things simple with our easy payday loans for weddings.
Interest is calculated daily, based on the outstanding balance and then applied to your account. Daily interest rates are computed by dividing the annual interest rate by 365.
Find out more: Payday loans rates and fees
Ready to get your small wedding loan?
Make your special day a breeze with a same day personal loan from Swoosh!
