Rents in Queensland (and all around Australia) have seen a steep increase in the last few years. That makes it harder and harder to have enough money in the bank to cover a rental bond. With the average weekly rent for Brisbane sitting around $627, many of us would struggle to come up with 4 weeks’ rent to make an upfront bond payment. Swoosh Bond Loans for QLD start at $2,300. So if you need help affording your rental bond, we’re here to help.
Our 100% online application takes just minutes to fill out and is always reviewed by human assessors, not a machine. We try our best to get every Aussie the cash they need quick, so you can secure that rental property and not have to worry about covering the full rental bond out of pocket. We can even offer approval on bond loans for bad credit.
Our short-term loans are paid off in instalments over 12 months. You can always pay it off faster at no extra cost and no early repayment fees.
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Borrow money in Queensland with a Rental Bond Loan
Our online application is so easy, it takes less than 5 minutes to complete. Once approved (usually within 1 business hour), we’ll give you all the information you need to start your loan and sign a contract.
How to apply for a Bond Loan in QLD
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Complete an online application: It only takes a few minutes on your mobile phone, computer or tablet.
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Get Fast Approval: Approval is provided within 60 minutes of receiving the required information* (during business hours).
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Receive your funds: Once approved and the contract is signed, the money is sent directly to your bank account.
How long does it take to be approved for a same day bond loan in QLD?
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Learn more: Quick loan approval – get cash in 3 steps
Why Choose Swoosh?
- Fast approval: Apply online in minutes and receive a decision quickly
- Flexible repayment options: Never worry about missing a payment, repayments are aligned to your payday
- Transparent fees: No hidden charges, so you know exactly what you’re paying
Application reviewed in minutes… by actual humans, not computers!
Simple eligibility criteria
You can apply for a bond loan in QLD today as long as you meet our 4 simple criteria:
- Be 18 years or older
- Have been employed for at least 3 months
- Be a permanent resident or valid visa holder of Australia
- Own a vehicle (like a car or motorbike) registered in your name
Rates & fees
| Loan amount | $2,300 – $5,000* |
| Fees: |
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| Annual Interest | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
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Debit dishonour fee (if a scheduled payment is returned unpaid) | $39.95 |
| Repayment options | Weekly, fortnightly or monthly (based on your pay schedule) |
We like to keep things simple with our easy payday loans.
Interest is calculated daily, based on the outstanding balance and then applied to your account. Daily interest rates are computed by dividing the annual interest rate by 365.
Find out more: Payday loans rates and fees
Proven history
Since 2014, Swoosh Finance has provided fast, convenient, and responsible loan services to Australians from all walks of life. We are based in South-East Queensland, specialising in the provision of secured finance options. We look at each individual to see how we can best help them and their particular situation—regardless of their credit history.
Bad credit personal loans for QLD bond payment
Swoosh offers approval for bad credit personal loans, so if you are worried about past credit mistakes holding you back, don’t be! As long as your situation has changed and you meet our simple lending and eligibility criteria, you can get a bad credit personal loan today!
Bond Loan QLD FAQs
Got questions? We’ve got answers. Find find out more about applying, repayment, eligibility, credit & more.
A landlord does not have to charge a security bond so there is no set figure for rental bond cost. However, the maximum amount you can be charged for a bond in QLD is 4 weeks’ rent for general tenancies.
According to September 2024 data by the RBA, the average weekly rent across QLD was as follows:
- Flat 1 – $460
- Flat 2 – $580
- Flat 3 – $625
- House 2 – $475
- House 3 – $560
- House 4 – $650
- Townhouse 2 – $530
- Townhouse 3 – $620
- Rooming Accommodation – $350
- General Tenancies – $590
You can get help from Centrelink to cover rental bond costs but you will need to meet the eligibility criteria and wait for your application to be processed. It is an interest-free loan, so you will have to repay it.
Some common options for covering some or all of the cost of a bond include:
- Small personal loan
- Friends and family
- Credit card/overdraft
- Government bond loans and grants
- Centrelink Advance Payment
- Instalment payment plan
- Bond loan
Yes. Financing against your car involves using your vehicle’s value to secure a loan. Lenders assess your car’s worth and use it to determine eligibility for a loan amount.
