If you’re wondering where you can get a cash advance loan near you on the Gold Coast today then look no further! Swoosh Finance is a 100% online private lender ready to provide you with fast cash whenever you need it.
From exciting theme parks to great beaches to fantastic restaurants, there are so many things to do on the Goldy! That’s why we work hard to get you cashed up ASAP.
Need to earn extra money fast?
Check out these top tips
Learn more
Where is the best place to get a cash loan?
We strive to always be the best private lender on the Gold Coast. That’s why we always use real people to assess loans, not computers.
You can apply for between $2,300 – $5,000 online 24/7. Check out our reviews from thousands of happy Aussies to see why people love Swoosh loans!
What can I use the loan for?
You can apply for a small personal loan for whatever you need. Some common loan reasons include:
- Travel plans and holidays
- Unexpected bills (eg. medical expenses and car repairs)
- Flights and other transportation
- Training courses or school programs
- + much more!
How to apply
You can apply to get a cash loan now by following these 3 simple steps:
-
Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
-
Approval of your loan is provided within 60 minutes of you providing require information (during business hours)*. The decision will arrive promptly – right in your inbox.
-
After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account.
Find out more about how to get a loan with Swoosh.
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Loan rates and fees
We are upfront about our rates and fees, so you know exactly what you will need to pay. There are no hidden fees or charges. Just fast, easy finance.
| Loan amount | $2,300 – $5,000* |
| Fees: |
|
| Annual Interest | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
|
Debit dishonour fee (if a scheduled payment is returned unpaid) | $39.95 |
| Repayment options | Weekly, fortnightly or monthly (based on your pay schedule) |
For more information, visit Rates & Fees.
Simple eligibility criteria
Getting a small cash loan on the Gold Coast is easy with a private lender like Swoosh. There are only 4 criteria for you to be eligible to apply for a loan:
- At least 18 years old
- Employed for at least 3 months
- Permanent resident or valid visa holder of Australia
- Own a vehicle registered in your name
Bad credit cash loans for the Gold Cost
We may not be able to offer no credit check loans, but we do offer personal loans for bad credit. So even if you’ve made some mistakes in the past, or gone through a rough patch, you can still get approved. As long as your situation has improved and you can afford to service the loan, you’re good to go!
FAQs
Got questions? We’ve got answers. Find find out more about applying, repayment, eligibility, credit & more.
Yes, we offer payday loans of up to $5,000 for people on the Gold Coast, even for people with bad credit.
Looking for instant cash? We offer PayID, which means that as soon as your loan is approved and you return the signed contract, you can have the money deposited directly into your bank account.
You need to be able to provide us with current bank statements, two forms of ID, as well as employment payslips.
