Getting a loan to travel is easy with Swoosh! Our easy travel loans are 100% online and it’s free to apply! Whether you’re planning ahead or running low on funds on the journey, we’re here to help. There is no need to seek out a physical store near you or disrupt your adventure. Just apply online and we’ll process your loan fast. So you can get back to enjoying the good times.
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Can I take out a personal loan for travel?
Yes, you can get a loan for travelling from personal loan lenders like Swoosh Finance. Our travel money loans start at $2,300 and go up to $5,000. So if you’re looking to get a loan for travelling abroad or within Australia, we’ve got you covered.
Benefits of a travel loan
Swoosh wants to offer you the best loan experience possible, just check out our reviews! With us as your small loan provider, you can get:
- Fast approval
- Apply online anywhere at any time
- Human (not computer) assessors for every application
- Easy access to cash in an emergency
- Friendly service
Eligibility for a travel loan
We’re passionate about offering the fastest and easiest loans to get in Australia. You only need to meet 4 simple criteria to apply:
- Permanent resident or valid visa holder of Australia
- Over the age of 18
- Employed with a regular income for at least 3 months
- The owner of a vehicle registered in your name
Our online application form only takes minutes to complete. Once you apply, our team of expert (human!) assessors quickly assess your loan application.
How to get a travel loan
Apply for a cash loan for travelling in just 3 steps with Swoosh:
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Complete an online application on your mobile phone, computer or tablet. Applications usually only take minutes.
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Approval of your loan is provided within 60 minutes of you providing us with the information we require (during business hours)*. The decision will arrive promptly — right in your inbox.
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After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account.
Apply for a travel loan online
Find out more about how to get a loan with Swoosh.
How quickly can I get a travel loan?
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Travel loan rates and fees
Our easy approval cash loans have no hidden monthly fees or charges, and there are no penalties for paying back your loan quicker.
| Loan amount | $2,300 – $5,000* |
| Fees: |
|
| Annual Interest | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
|
Debit dishonour fee (if a scheduled payment is returned unpaid) | $39.95 |
| Repayment options | Weekly, fortnightly or monthly (based on your pay schedule) |
Interest is calculated daily based on the outstanding balance and is applied monthly to your account. And your interest rate is fixed for the loan term—so you know exactly what to expect.
If a scheduled payment is returned unpaid, we may issue a $39.95 debit dishonour fee.
Find out more: Loan Rates and Fees.
Can I get a travel loan without a credit check?
At Swoosh, we believe that your credit rating isn’t the ‘be all and end all’. So while we do not offer ‘no credit check loans‘ for holiday loans, we do base your loan offer on your current financial situation not your past credit history.
Bad credit travel loans
Getting a holiday loan to travel when you have bad credit is possible with Swoosh! We know circumstances can change faster than your credit score. That’s why we look at your current situation to assess your eligibility for a loan, not the past. Check out our bad credit loans for more information.
Emergency travel loan
If you need money ASAP while travelling, check out our emergency loans. You can apply online 24/7 from wherever you are and get cashed up fast. With no paperwork and no hassle, you’ll be sorted in a near instant.
FAQs!
Got questions? We’ve got answers. Find find out more about applying, repayment, eligibility, credit & more.
Simply apply for a Swoosh bad credit loan online. Swoosh is a responsible lender, which means that we will only loan an amount that you can comfortably repay now. And we make sure you have all of the repayments information in advance—so there are no hidden surprises.
Complete an online loan application with Swoosh – as long as you provide the information we need and you meet our eligibility criteria, you could get the funds in your account the same day.
Since our application and approval process is 100% online, in most cases, if you supply all the information we need, we can transfer the money to you that same day.
