Get up to $5,000 in 3 easy steps!
Am I eligible for a Swoosh loan?
At Swoosh, we keep things nice and simple. As long as you meet these four criteria, you can apply for a loan.
Be at least 18 years old
Permanent resident or valid visa holder of Australia
Own a vehicle registered in your name
Employed for at least 3 months
Apply online in minutes with no application fees
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
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Why Aussies are choosing Swoosh
How long will it take for my loan to be approved?
Approval of your loan is provided within minutes of you providing the required information (during business hours)*. The decision will arrive promptly – right in your inbox.
Find out more: How To Get A Loan
Can I get a Swoosh loan with bad credit?
Yes, it is possible for you to receive a secured loan with bad credit at Swoosh. We look at the ‘here and now’ of your financial situation, assessing everyone on an individual basis. We want you to receive the assistance you need, so we look at more than just your credit history.
We offer online cash loans after evaluating current bank statements and, assessing whether the applicant has the ability to repay the loan. This way we are comfortable offering bad credit loans to those who have been impacted by their past, getting them the cash they need.
How much does it cost?
We’re transparent with our fees. There are no hidden fees, so you can make the best decision. Find out more here: Payday loans rates and fees
How do I receive my funds and how long will it take?
Your funds will be dispatched within one business day of signing your contract, Swoosh will electronically transfer your funds into your bank account.
If you return your signed contract by 3:30pm (AEST) time, your funds will be transferred overnight.
Ready to get your loan?
Whether it’s for an unexpected bill, a last-minute holiday, or to consolidate existing debt, give yourself a break and apply now with Swoosh.