FAQs
Is a small personal loan a good idea?
Small personal loans can be helpful in the right circumstances and provide fast access to cash when you need it. But it will depend on your unique situation, so it is always good to explore all your options before you decide.
Do cash loans affect your credit score?
Cash loans do impact your credit score, they have the potential to help improve it or to negatively affect it. For example, meeting all repayment requirements will reflect positively on your score but missing payments will have a negative influence. Understanding how credit scores work in Australia will help you understand how to manage your finances and decide whether a personal loan is right for you.
What is the smallest personal loan you can get?
Small loans from Swoosh start at $2,200.
How many cash loans can you have?
There is no set limit in the number of cash loans one person can have. However, it’s important to remember that all lenders have their own eligibility criteria and when assessing your ability to repay a loan, and having other cash loans will impact their decision.
Can I get a cash loan without a credit check?
As a responsible lender, Swoosh does not offer no credit check loans. But because we service both people with bad credit and people with no credit history, this won’t impact most people’s chances of approval.
The Swoosh difference
Our Cash Loans are available when you’re in a pinch — and we work hard to make it happen fast.
We put you first, ensuring you have all of the information upfront.
Swoosh Cash Loans give you the funds you need now from a lender you can trust.
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist