Swoosh Brisbane cash loans are a simple 100% online option for fast, easy finance. If you’re in the Brisbane or Queensland region and need a cash loan today, we’re here to help. As a local Aussie lender, we provide a simple online solution to fast cash needs.
Our secured personal loans range from $2,350-$5,000, with no application fee and no early repayment fees. Apply from anywhere with your phone, computer, or tablet and get fast approval today.
Am I eligible to apply?
You can apply for a cash loan in Brisbane today as long as you meet our 4 simple criteria:
- Be 18 years or older
- Have been employed for at least 3 months
- Be a permanent resident or valid visa holder of Australia
- Own a vehicle (like a car or motorbike) registered in your name
How do I apply for a Brisbane personal loan?
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Complete an online application: It only takes a few minutes on your mobile phone, computer or tablet.
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Get Fast Approval: Approval is provided within 60 minutes of receiving the required information* (during business hours).
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Receive your funds: Once approved and the contract is signed, the money is sent directly to your bank account.
What supporting documents do I need to provide?
To process your personal loan application, will need to verify your:
- Identity
- Car registration
- Income
- 90 days of transaction history
How quickly can I get approved for a same day loan?
You can get approved in as little as 1 hour during normal business hours (Monday-Friday) the same day you apply. Approval speed is conditional upon receipt of all requested documents and information.
If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Learn more: Quick loan approval – get cash in 3 steps
Why Choose Swoosh personal loans?
- Fast approval: Apply online in minutes and receive a decision quickly
- Flexible repayment options: Never worry about missing a payment, repayments are aligned to your payday
- Transparent fees: No hidden charges, so you know exactly what you’re paying, so you know exactly what you’re paying
See what our customers have to say
Learn more
What are the rates & fees?
We like to keep things simple with our small personal loans. Interest is calculated daily, based on the outstanding balance.
| Loan amount | $2,350 – $5,000* |
| Fees: |
|
| Annual Interest | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
|
Debit dishonour fee (if a scheduled payment is returned unpaid) | $39.95 |
| Repayment options | Weekly, fortnightly or monthly (based on your pay schedule) |
Find out more: Payday loans rates and fees
Are there bad credit personal loans for Brisbane?
Swoosh offers approval for bad credit personal loans, so if you are worried about past credit mistakes holding you back, don’t be! As long as your situation has changed and you meet our simple lending and eligibility criteria, you can get a bad credit personal loan in Brisbane today!Where to get the easiest cash loan near Brisbane?
Proven fast cash loan history
Since 2014, Swoosh Finance has provided fast, convenient, and responsible loan services to Australians from all walks of life. We are based in South-East Queensland, specialising in the provision of secured finance options. We look at each individual to see how we can best help them and their particular situation—regardless of their credit history.
Cash Loan Brisbane FAQs
Got questions? We’ve got answers. Find find out more about applying, repayment, eligibility, credit & more.
Some ways you can improve your chance of loan approval are:
- Check the eligibility criteria
- Stay in a job for at least a couple of months
- Don’t apply for too many loans at once
- Have a car or other asset you can use as security for the loan
- Show a good repayment history with your existing finance
- Pay off any defaults on previous loans
- Cut down on spending
For more information, check out our blog on 10 tips for quick loan approval to give yourself the best chance of getting a loan.
Each company will have different credit score requirements in Australia. Thankfully, because Swoosh offers bad credit loans, we are only interested in your current financial situation. So even if you have a low credit rating, you can still be eligible for a personal loan with us!
Credit scores can help certain loan companies assess your eligibility for a loan quickly. They indicate how well you have managed debt in the past.
Credit scores are not the only factor lenders look at though, and some lenders do not include credit scores in the calculations at all. Instead, they might look at the actual information listed on your credit report to assess creditworthiness.
Not sure what your credit score is? Find out how to check your credit score in Australia.
