Without even realising, you could be spending hundreds of extra dollars every month just on lunches alone.

That’s right: going out to a restaurant for lunch at $9-15/each adds up in a big way.

While it’s easy to simply head out on your lunch break, planning ahead can save you some serious cash.

And you don’t have to sacrifice on taste, either. Plenty of inexpensive recipes are bursting with flavour and can help you feel full and energised for the rest of the day.

To help you find extra cash this month, we’re sharing 31 delicious lunch ideas under $5 that are easy to bring to work.

For more simple and inexpensive recipes, check out our post on making healthy family meals on a budget.

1. Chicken and cheese quesadilla

All you need for this tasty yet filling lunch is tortillas, cheese, canned chicken, and any veggies you want to throw in the mix.

Sauté your canned chicken in a small pan along with diced onions and taco seasoning. The onion and seasoning will give your quesadilla extra flavour.

Layer shredded cheese onto one of your tortillas, then top it with your sautéed chicken blend. Add any other vegetables like chopped peppers or tomatoes, then place your second tortilla on top.

Pour a little cooking oil into your pan, then set your quesadilla inside. After five minutes on low heat, flip it over to heat the other side. In a matter of minutes, your quesadilla will be complete.

Bring along salsa or sour cream as a dip for your delicious Mexican-style lunch.

2. Black bean and quinoa burgers

If you’re vegetarian or just love lean eating, consider making your own black bean and quinoa burgers.

Enhance your burgers by layering them with avocados, tomatoes, and lettuce. Oh, and a slice of cheese, too.

Follow this black bean and quinoa burger recipe to make lunches for your entire week.

3. Gourmet cold cut sandwiches

Ever have a sandwich at a restaurant that you just loved? Maybe it was a honey bourbon chicken sandwich or a turkey cranberry chutney combination.

Whatever generally suits your fancy when you’re out to eat, make your own instead at a fraction of the cost.

Common gourmet sandwich ingredients include:

  • Dijon mustard (honey or spicy)
  • Avocados
  • Fruit salsa (like cherry or cranberry)
  • Tomatoes
  • Sliced pickles
  • Fancy cheeses
  • Spinach
  • Hummus
  • Horseradish sauce
  • Chipotle sauce
  • Sauerkraut
  • Pesto
  • Sliced cucumbers
  • Sautéed onions

So, rather than pay $10 or more for a sandwich, let your creative side take over and design a signature sandwich for yourself.

4. Simple salad with hard boiled eggs

Add protein to a regular tossed salad by throwing hard boiled eggs on top. It takes 8 minutes or less to make hard boiled eggs and they’re packed with protein.

Slice your eggs and layer them on your salad. Pour on your favourite dressing and enjoy one of the cheapest and easiest lunch ideas on our list.

5. Chicken or bean burritos

One of the great things about burritos is that you can make them in advance, but they taste just as good hours or even days later when you reheat them.

Choose either chicken or beans as your protein, then layer your tortilla shells with plenty of cheese, onions, and other veggies like peppers, lettuce, or tomatoes.

Roll up your burritos the night before or morning of, and then reheat once it’s lunch time.

6. Spaghetti with ground beef

Cook up ground beef using a light seasoning of your choice. Simultaneously, boil spaghetti noodles or other favourite pasta like penne or bowties.

Once your meat is done cooking, stir in a can of tomato-based pasta sauce. Combine the pasta with your sauce and divide your creation into lunch-sized containers.

This one’s so easy, and plenty delicious.

7. Pad thai

Bring some flavour to your lunch time with homemade pad thai.

Follow a simple recipe, like this one from Delish.com, to make everyone in your lunchroom jealous.

You’ll feel like you dined at a specialty restaurant, but will have the satisfaction of knowing you made it yourself.

8. Chili

Great for making in large batches, chili is both wholesome and flavourful.

Use a family recipe or search for one that matches your tastebuds. Chili recipes range dramatically, from a vegetarian’s dream, to meat-lover’s heaven.

9. Protein smoothie

Pack a smoothie full of protein and other healthy nutrients. You can blend a fresh one in the morning and stick it in the refrigerator until it’s lunch time.

Best smoothie ingredients:

  • Protein powder or plain Greek yogurt
  • Spinach (the leaves won’t affect the overall taste)
  • Bananas (to make it smooth)
  • Ice cubes or frozen berries like strawberries or raspberries
  • Milled flax seed (for protein and fibre)
  • Chia seeds
  • Fruits like apples and mangos

Play around with your smoothie recipe until you find the one you love.

This simple lunch idea is great for being on-the-go, like when you’ll be running between meetings or trying to finish a project by deadline.

10. Crustless quiche

Try making a crustless quiche for a simple yet hearty lunch that’s easy to warm up in the microwave.

The best part? You can make it in a large baking dish, and have plenty for the whole week.

Check out the seven recipes here or have fun creating your own by adding together your favourite ingredients like ham, spinach, or loads of cheddar cheese.

11. Chicken salad

Whip up a tasty lunch without much work.

Combine canned chicken with a spoonful of mayonnaise, chopped onions, celery, black pepper, and a hint of cayenne.

Serve your salad on a bed of greens like spinach or stuff it between two pieces of whole wheat bread.

12. Peanut butter and apple sandwich

A twist to a classic peanut butter and jelly sandwich, this lunch idea is healthier and more delicious.

Slice up a fresh apple and place it on a piece of bread that’s slathered with peanut butter.

This one’s easy, cheap, and perfect for eating on the go.

13. Chicken and vegetable stir fry

Find a stir fry sauce at the grocery store to make this lunch idea super easy.

Check out the packaging for their stir fry recipe and whip up a few servings at a time.

Popular additions for chicken stir fry include:

  • Baby corn
  • Coloured capsicums (green, orange, yellow, red)
  • Onions
  • Snap peas
  • Sliced chestnuts
  • Hot peppers
  • Garlic
  • Parsley

Cook a healthy amount of rice or pasta to serve on the side with your stir fry creation.

14. Yummy soups

Whether you love chicken noodle, cheesy potato, or butternut squash, make your own soup or buy it pre-made from the grocery store.

Both homemade and pre-made soups are relatively inexpensive, especially compared with other lunch meals.

If you want to make your own soup, but don’t have the time to cook it on the stove, try a crockpot recipe that can simmer while you’re at work or out enjoying your Sunday afternoon.

15. Tuna salad

Make a batch of tuna salad that will go well on lettuce or bread. Consider adding mayonnaise, dijon mustard, black pepper, onion, and celery to your mix. Play around with your recipe until you get it just right.

Your lunch will be filled with healthy protein, along with omega-3s from the fish.

16. Tortellini or ravioli

Scoop up a package or two of tortellini or ravioli next time you hit the grocery store. You should be able to find a range of varieties, from cheese to spinach to meat-filled.

Boil your pasta (tortellini and ravioli are usually the faster types to cook) and top with your favourite sauce, whether that’s marinara, pesto, or alfredo.

17. Lentil salad

Try this fresh and filling lentil salad recipe for the spring and summer months. It’s full of veggies, protein, and other healthy ingredients like parsley and freshly squeezed lemon juice.

18. Pulled pork sandwiches

Turn on your crockpot and add in this pulled pork recipe. You’ll have a tasty lunch and can even enjoy it for dinners, too.

Top your sandwiches with tasty ingredients like:

  • Cheese
  • Mustard
  • Lettuce
  • Horseradish sauce
  • Coleslaw
  • Sautéed mushrooms
  • Onions

19. Salmon burger

Buy a package of pre-made salmon burgers from the store or find a recipe to make on your own.

Often considered a high-end item, salmon can be much less inexpensive if you buy it in larger quantities.

With your burgers, you’ll have something tasty to eat at lunch, but won’t feel like you need to head to a restaurant for it.

20.  Lasagna

Whether you prefer meat or vegetarian style, make a pan of lasagna to your liking.

Slice it into even squares and package it for yummy lunches this week.

21. Enchiladas

Try chicken enchiladas.

Or veggie enchiladas.

Or cheese enchiladas.

No matter which recipe you choose, you’ll have a fancy Mexican-style lunch at a fraction of a restaurant’s cost.

22. Baked chicken and veggies

This lunch idea hardly needs a recipe at all.

Slather your chicken breasts in olive oil, garlic salt, and pepper then stick them in the oven for 30 minutes or until they’re thoroughly cooked in the middle.

Throw in vegetables—like broccoli, cauliflower, or asparagus—right into your baking dish for a complete meal.

23. Slow cooker beef goulash

Who says a flavourful lunch has to be tricky to make?

Try this slow cooker beef goulash recipe for a lunch you’ll hardly be able to wait until noon for.

24. Coconut curry

If you feel like adding extra flare to this week’s lunches, stir up a recipe of coconut curry.

There are vegetarian recipe options and ones with meat, too.

Trust us, your coworkers will be jealous of this fancy yet affordable lunch option.

25. Turkey burger

Buy a package or two of ground turkey meat at the grocery store.

Stir in diced onions and other flavourings like parsley, bread crumbs, or garlic.

Pre-cook your burgers so you only have to reheat them at lunch time.

Enhance the flavour of your meal by sliding these toppings underneath your bun:

  • Avocado
  • A slice of cheese
  • Tomato
  • Pesto mayonnaise
  • Jalapeño peppers
  • Barbeque sauce
  • Sliced pickles
  • And anything else that suits your tastebuds

26. Greek yogurt and berries

Though often seen as a breakfast item, yogurt works just as well for lunch.

Pack yourself plain or vanilla Greek yogurt along with strawberries, raspberries, or blueberries. You can even add granola for extra sustenance.

27. Chicken masala

Make this week unique by trying a favourite Indian recipe: chicken masala.

Find chicken masala powder at your grocery store or make your own sauce with a recipe like this one

Cook brown or white rice on the side to round out this tasty lunch idea.

28. Sloppy Joes

There’s nothing quite like a yummy Sloppy Joe.

Prepare a batch on the weekend so you can enjoy this all-time favourite for every lunch this week.

29. Stuffed capsicums

Though often seen as a gourmet dish, stuffed capsicums are usually pretty easy to make.

Follow instructions for this turkey stuffed capsicum recipe for a lunch you’ll be proud to show off in the lunchroom.

30. Spinach, walnut, and cranberry salad

Fancy salads don’t have to be tricky.

Consider making one with a simple combination of baby spinach, chopped walnuts, and dried cranberries. Throw on a cheese like crumbled feta or bleu cheese chunks for a smooth and savoury taste.

31. Pizza

Last but not certainly not least in the yummy, inexpensive lunch category is pizza.

You can make your own at home, including the dough and sauce, for something truly special. You can even make your own cheese, but that usually takes a while.

Top your pizza with favourite items like:

  • Olives (black or green)
  • Pepperoni
  • Sausage
  • Ham
  • Pineapple
  • Spinach
  • Onions
  • Capsicums
  • Bacon
  • And anything else that suits your fancy

Or simply pack a few slices of your leftover takeaway pizza for a lunch you won’t regret.

Saving money in your everyday routines, like the lunch you eat at work, puts you on a faster route to financial freedom. If you need to free up some cash now, apply for one of our online or cash loans today.