Need a Quick Loan to hold you over until your next payday, or to sort out an unexpected bill? Maybe you were invited for exciting weekend plans, or got hit with an unfortunate car repair and now need a small loan fast. Whatever the reason, we’re here to get you the quick cash you need — and fast.
Apply now with Swoosh and get a Quick Loan today
Apply now
Why get a Quick Loan?
Our Quick Loans are popular for a reason. They’re short term loans that allow you to get fast cash for important things like:
Family emergencies
Weekend plans and holiday travel
Educational training programs
Home improvements or repairs
+ much more!
No matter the circumstance, we’re here to get you your online loan fast!
Our speedy application process
We’ve worked hard to make our online application process as quick and easy as possible, so you can get your hands on a last minute loan, fast. It’s so user-friendly, applications take minutes to complete.
How fast are we talking?
We pride ourselves on our quick easy loans because we know you need the money now, and we’re here to make that happen.
Loan approval usually comes within one hour of receiving all your information if an application is completed during normal business hours.
Once a contract is signed electronically, we’ll deposit the funds directly into your bank account. If you return your contract by 3:30pm AEST, your funds will be transferred overnight, so you can have your quick loan within 24 hours!
Quick Loan eligibility
We’re here to make life a little less stressful.
That’s why we only require 4 criteria:
Be 18 years or older
Be a permanent resident or valid visa holder of Australia
Own a vehicle registered in your name
Be employed at least 3 months
If you meet these requirements, apply for a loan online now for a speedy answer. Remember that applications can be paused or stopped at any time — there are no obligations resulting from the application and no application costs.
3 steps to your Quick Cash Loan
We keep things straightforward at Swoosh. There are only 3 steps to our fast loan process:
1. Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
2. Approval of your loan is provided within 60 minutes of receiving your information (during business hours)*. The decision will arrive promptly — right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve electronically signed the contract, we’ll send the money directly to your bank account!
Fees and interest rate details
Interest is calculated daily, based on the outstanding balance and then applied to your account. Daily interest rates are computed by dividing the annual interest rate by 365. Find out more
| Loan amount | $2000-$5000 |
| Application Fee | $0 |
| Establishment Fee | $400 |
| Other Fees | $16 |
| Annual interest rate | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
| Debit dishonour fee (if a scheduled payment is returned unpaid) | $35.00 |
| Repayment options | Weekly, fortnightly or monthly (based on your pay schedule) |
Why customers love Swoosh Quick Loans
Unlike other digital lenders, Swoosh puts you first. Customers prefer Swoosh because:
- Our online application is fast and simple
- We offer consistently speedy approval
- We are reliable and on-time with funds
- We use the latest and safest banking technology
- Our service is 100% online (that’s right: no paperwork hassle!)
- Our customer care team is friendly and always ready to help
If you’re not sure if Swoosh is right for you, contact our customer care team today with questions or concerns
A truly responsible lender
At Swoosh, we keep you top of mind.
We only approve your application if we believe you have the ability to repay the loan over the life of the loan contract.
And we always practise responsible, reliable, and trustworthy lending — because it’s the right thing to do. We offer our quick cash loans after evaluating current bank statements, reviewing each loan application on its own merit. This way we don’t solely rely on your credit history; bad credit can happen to anyone, and we look at the ‘here and now’ of your situation.
In addition, every application is reviewed by professional (human!) assessors who issue approvals based on responsible lending criteria.
Online, reliable service
With us, there are no queues, no hefty paperwork, and no worries.
Everything is done 100% online — including signing the contract. Our experienced team members know how to get you fast cash — without any hassle.
Reach out today
If you have any questions or want to discuss your personal circumstance with a professional, contact us today.
*Speed of approval is conditional to receipt of all requested relevant documents/information.
**WARNING: This comparison rate is based on the Swoosh Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Different terms, fees or other loan amounts might result in a different comparison rate.
Types of Cash Loans
- Cash Loans
- Debt Consolidation Loans
- Car Repair Loans
- Quick Loans
- Loans Against Cars
- Online Loans
- Small Personal Loans
- Bond Loans
- Secured Loans
- Christmas Loans
- Holiday Loans
- Loans for moving house
- Bad Credit Loans
- Emergency Loans
- Small Loans
- Same Day Loans
- Weekend Loans
- $2000 Loans
- $3000 Loans
- $4000 Loans
- $5000 Loans
- Rent Loans
- Fast Cash loans
- Payday Loans
Thanks so much for giving me a chance to improve my credit score and for helping me to fix up my car. It is very much appreciated, and the whole process was simple and completely pain-free. Wonderful service.
Sarah, Seddon VIC
Thank you for your assistance. I would recommend Swoosh Finance to anyone who needs a loan.
Brad, Oakhurst NSW
Been with swoosh for a few years now and they are a awesome company to deal with. Never had a problem with them at all.
Karyn Quinn
I’m really shocked that I got approved. No one would help me or give me the chance. I’m definitely grateful and happy with how you guys handle different customers. Thank you so much!
Ryan, Anna Bay NSW
This has eased so much stress and definitely given me the financial freedom. All along the Swoosh team have been very understanding and fantastic to deal with, especially Harley just to name one of the team, credit to the rest as well.
Norm, Mani Beach QLD
Thank you very much. You guys have always been very helpful and understanding.
Emmanuel, Blacktown NSW
I would recommend you guys to anyone looking for a loan… You are great.
Nicole, Moe VIC
Just a quick message to say thank you for your time and help, you have restored faith that there are still great customer service reps out there an Swoosh should be very grateful you are ith them and provide such as excellent service.
Karlie, Australind WA
Yayy!
Thank u Swoosh! You guys are the BEST! I have recommended you guys to family & friends!
Amy, Doonside NSW
BRAD… is the highlight in this company by far… his customer service was great and so professional… he went above and beyond his job description to ensure I was helped and not stressed out at all… I had a lovely experience and it was because of him I remained at the company and didn’t go elsewhere.
Debra, Mt Baker SA
The staff here are amazing!!! Best service I’ve had in ages! Comments might change mind you if you deny my loan!!! Lol only kidding you’ve been fantastic Thank you for your prompt and efficient services.
Christian, Ellenbrook WA
I would like to thank the Swoosh team for helping me out with the settlement. I really appreciate it.
Margaret, Cloncurry QLD
Thank you for your assistance.
I would recommend Swoosh to anyone who needs a loan.
Brad, Oakhurst NSW
I really appreciate the way my loan was handled. They went out of their way to help me, and get a positive outcome. Staff were great, kept me posted where things were up to. Very satisfied not just because of positive outcome but the way the company treated me. Many thanks. I won't let you down!!
Lesley, Scone NSW
Tracey Grounds
Thank you very much Swoosh Finance for your help. Now I'm so happy I can make my mother in law birthday and less stress on me thanks again... give 100/100 for your help.
Simon, Dandenong VIC
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
