Financial Tips

Financial tips to save you money and help you get on top of your finances.

Tags

loans against cars; happy woman sitting on couch and using her phone
4th July 2025

Cash Loans Against Cars: Everything You Need To Know

If life has thrown you a curveball and you’re needing extra funds to get you through, you might be thinking about your options. A cash loan against your car can be one way to access funds using an asset you already own. This type of loan may be an option even if your credit history … <a href="https://www.swoosh.com.au/blog/loans-against-cars-everything-you-need-to-know/">Continued</a>

Read More
Close up of bride and groom's hands both holding flower bouquet at wedding
18th June 2025

Are Wedding Loans a Good Idea?

Your wedding should be one of the happiest days of your life, but between venue hire, catering, photography and the honeymoon, it can also be one of the most expensive. If you’re exploring different ways to fund your big day, you might be wondering: Are wedding loans a good idea? Here’s everything you need to … <a href="https://www.swoosh.com.au/blog/are-wedding-loans-a-good-idea/">Continued</a>

Read More
Making claims through the ATO
29th May 2025

9 Simple Ways to Maximise Your Tax Return 2026

It’s always a bit disheartening seeing your taxes disappear from your payslip each week. Thankfully, we’re coming up to that one time of year when you can hopefully get some of that money back—and use it to pay off a secured personal loan. In the hassle of unearthing all those documents and figuring out what … <a href="https://www.swoosh.com.au/blog/ways-to-maximise-your-tax-return/">Continued</a>

Read More
An engineer in a hard hat talks his client through the home that they're building while standing inside the wooden frame
21st May 2025

Building A House Vs Buying An Existing House

Whether you’re a first-home buyer, a couple looking to downsize, or a seasoned investor, you may be wondering which is the better option: building a house vs buying an existing house. There are plenty of factors to consider before deciding which option is right for you. Is it cheaper to build or buy in your … <a href="https://www.swoosh.com.au/blog/building-a-house-vs-buying-an-existing-house/">Continued</a>

Read More
how do payday loans work; young man holding phone and listening to music
28th March 2025

How Do Payday Loans Work?

When you’re in a financial bind and need quick cash, you might consider a payday loan. Payday loans can offer a fast, short-term solution for when you’re faced with life’s little emergencies. But how do payday loans work? While they can be convenient, they can come with high fees and strict repayment terms. Before deciding … <a href="https://www.swoosh.com.au/blog/how-do-payday-loans-work/">Continued</a>

Read More
Smiling man sits with his arms behind his head on a couch after learning how to be a minimalist and save money
28th February 2025

How to Be a Minimalist and Save Money

It’s not easy to embrace a minimalist lifestyle, especially with all the consumerist messaging we’re being bombarded with every day. So we’ve put together an easy guide on how to be a minimalist and save money to help you start your journey. We’re all guilty of having that one junk drawer full of things we … <a href="https://www.swoosh.com.au/blog/how-to-be-a-minimalist-and-save-money/">Continued</a>

Read More
The purpose of a credit score
11th February 2025

What is the Purpose of a Credit Score?

A credit score is a key factor that influences financial decisions made by banks, lenders, and even utility companies. Whether you have excellent, average, or poor credit, your score can play a crucial role in determining your borrowing potential. So, what is the purpose of a credit score, and how does it impact your financial … <a href="https://www.swoosh.com.au/blog/purpose-of-a-credit-score/">Continued</a>

Read More
How to consolidate debt with bad credit: 6 step guide
10th February 2025

How to Consolidate Debt with Bad Credit: 6 Steps

Wondering how to consolidate debt with bad credit? Finding a suitable loan can be challenging when your credit score has taken a hit and you have multiple debts to pay off. Debt consolidation loans can simplify repayments by rolling several debts into a single, manageable payment. Some lenders even offer bad credit loans for debt … <a href="https://www.swoosh.com.au/blog/how-to-consolidate-debt-with-bad-credit/">Continued</a>

Read More
How to make money online in Australia
18th January 2025

Top 10 Ways to Make Money Online in Australia

Making money online might sound like a dream. But believe it or not, sitting in front of your computer (or smartphone), wearing pajamas, and using skills you already have can get you extra income. If you’re strapped for cash, you can make hundreds – if not thousands – of dollars online. Our guide offers 10 … <a href="https://www.swoosh.com.au/blog/make-money-online/">Continued</a>

Read More
Valentine's Day Dinner Date
16th January 2025

What is Valentine’s Day About & How Much Should You Spend?

Valentine’s Day has a long, long history. It began in 496 and has several origin stories. But Valentine’s Day, as we know, has only been around since 1910. A day to show people around us how much we love and appreciate each other. A day for candle lit dinners, bouquets of flowers, chocolate and cheesy … <a href="https://www.swoosh.com.au/blog/valentines/">Continued</a>

Read More