how-to guides
Categories
How to Travel on a Budget
Travelling can be a pricey endeavour. You always start it out with a humble estimate, but expenses always creep up while you’re on holiday. Before you know it, the final costs are completely over budget—and you worry about applying for a holiday loan. By keeping our top 5 money-saving tips in mind, you’ll know how … <a href="https://www.swoosh.com.au/blog/how-to-travel-on-a-budget/">Continued</a>
Read More
Need a Loan but Keep Getting Declined? Here Are Your Options
If you need a loan but keep getting declined, you’re not alone. Every day, Australians get turned down for finance by banks and private lenders, often without a clear reason. The good news? There are easy loan options and other avenues for you to consider. This guide explains why loan applications get rejected, what to … <a href="https://www.swoosh.com.au/blog/need-a-loan-but-keep-getting-declined/">Continued</a>
Read More
How to Consolidate Debt with Bad Credit: 6 Steps
Wondering how to consolidate debt with bad credit? Finding a suitable loan can be challenging when your credit score has taken a hit and you have multiple debts to pay off. Debt consolidation loans can simplify repayments by rolling several debts into a single, manageable payment. Some lenders even offer bad credit loans for debt … <a href="https://www.swoosh.com.au/blog/how-to-consolidate-debt-with-bad-credit/">Continued</a>
Read More
15 Clever Ways To Save Money
A lot of people think saving money means making big sacrifices and hoarding cash for a rainy day. But it’s really about making smaller, more manageable changes in how you spend. From choosing generic brands to tackling debt, there are plenty of clever ways to save money and help your nest egg grow. In this … <a href="https://www.swoosh.com.au/blog/15-clever-ways-to-save-money/">Continued</a>
Read More
When Can You Access Your Super?
Your superannuation is one of your most significant assets, designed to provide financial security during retirement. But when can you access your super? Knowing when and how you can access your super is crucial for planning your financial future. Whether you’re nearing retirement or facing financial challenges, understanding superannuation access rules can help you make … <a href="https://www.swoosh.com.au/blog/when-can-you-access-your-super/">Continued</a>
Read More
Need a Loan Urgently but Have Bad Credit? Here’s What You Can Do
Finding yourself in a bad credit situation can feel overwhelming, especially when you urgently need money. But don’t worry—there are options available to help you get back on track. If you need a loan urgently but have a bad credit rating that is making it difficult to find finance, don’t stress. In this guide, we’ll … <a href="https://www.swoosh.com.au/blog/need-a-loan-urgently-have-bad-credit/">Continued</a>
Read More
How to Start a Second Income Stream
Research shows that having second jobs is on the rise in Australia with approximately 900,000 people with multiple incomes. Having a second income stream can help you pay off debt like small personal loans, save for a big purchase or figure out if a venture is worth pursuing full-time. In this day and age, there … <a href="https://www.swoosh.com.au/blog/how-start-second-income-stream/">Continued</a>
Read More
How to Decorate on a Budget
Small decorative touches can boost the entire feel of your apartment—and they don’t have to be expensive. From refurbishing old furniture to hanging a few mirrors, you can make your apartment look stylish without having to take out a furniture loan. After all, you don’t need a house to have a place that feels like … <a href="https://www.swoosh.com.au/blog/how-to-decorate-on-a-budget/">Continued</a>
Read More
5 Steps to Take Before You Are Ready to Reapply For A Cash Loan
Sometimes, loan applications get rejected. It’s nothing personal, the situations between the applicant and the financial lender simply weren’t right for the loan to proceed further. It happens. We have grouped together some questions in this blog and hope to answer the overall question: what do you need to do before you are ready to … <a href="https://www.swoosh.com.au/blog/reapply-for-a-loan/">Continued</a>
Read More
