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Man on his laptop in a cafe pumps his fist after getting an urgent loan with no credit check
23rd June 2025

Can You Get Urgent Loans No Credit Check?

When you’re applying for finance in Australia, having a good credit score can open up plenty of doors for you. But what if you’re just starting to develop a credit history, or some setbacks have saddled you with bad credit? You might find yourself searching for urgent loans with no credit check, or some other … <a href="https://www.swoosh.com.au/blog/can-you-get-urgent-loans-no-credit-check/">Continued</a>

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The purpose of a credit score
11th February 2025

What is the Purpose of a Credit Score?

A credit score is a key factor that influences financial decisions made by banks, lenders, and even utility companies. Whether you have excellent, average, or poor credit, your score can play a crucial role in determining your borrowing potential. So, what is the purpose of a credit score, and how does it impact your financial … <a href="https://www.swoosh.com.au/blog/purpose-of-a-credit-score/">Continued</a>

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Smiling woman sits at a table holding her phone and a slip of paper as she works out how to fix her credit rating
15th November 2020

How To Fix Your Credit Rating

It may not happen overnight, but little by little you might find your once stellar credit score dropping as life happens. Making a late payment or putting too much on your credit card might seem like temporary problems, but if your credit turns sour, it can hurt your chances of financial success. So if you … <a href="https://www.swoosh.com.au/blog/bad-credit-heres-what-you-can-do-about-it/">Continued</a>

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Bad Credit Score
27th July 2018

How to Fix Most Common Credit Score Woes

Unless you’ve got millions in the bank, and you can lounge by the pool all day, counting out your withdrawals on a sunbed, handling money isn’t often something people enjoy. What’s worse is managing the money you owe, and the absolute worst of all is sorting out your ability to borrow money, which you will … <a href="https://www.swoosh.com.au/blog/fix-common-credit-score-woes/">Continued</a>

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