Loan Advice

Everything you need to know about loans

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Car Repair Loans in Australia: A Simple Guide
1st April 2026

Loans For Car Repairs: A Simple Guide

Cars always seem to break down at the worst possible moment, leaving you stuck with a repair bill that’s well beyond your weekly budget. But for many Australians, not having a car means missing work, school pickups, and day-to-day responsibilities. If you need to get back on the road fast, loans for car repairs may … <a href="https://www.swoosh.com.au/blog/car-repair-loans-in-australia-a-simple-guide/">Continued</a>

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2nd March 2026

A Guide To Emergency Loans

Life is full of surprises, and not all of them are cheap. Maybe your pet ate something that required an unexpected trip to the vet, or maybe your car engine blew up on the way to work. Either way, you’re facing a big expense that just can’t wait. If your savings won’t stretch enough to … <a href="https://www.swoosh.com.au/blog/a-guide-to-emergency-loans/">Continued</a>

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A man on his laptop in the kitchen applying for bad credit loans
2nd February 2026

Bad Credit Loans in Australia: A Simple Guide

If you’re searching for bad credit loans in Australia, you’re not alone. Many Australians experience financial setbacks that can affect their credit history, making it harder to access traditional finance. The good news is that having bad credit doesn’t automatically mean you’re out of options. This guide explains how bad credit loans in Australia work, … <a href="https://www.swoosh.com.au/blog/bad-credit-loans-in-australia-a-simple-guide/">Continued</a>

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18th December 2025

A Guide To Personal Loans For School Holidays

In the hustle and bustle of life, the school holidays can be the perfect time to take a break, slow down, and reconnect with your kids. Whether it’s a road trip up the coast, a few nights camping under the stars, or a flash getaway somewhere a little more exotic, you might be wondering how … <a href="https://www.swoosh.com.au/blog/where-to-take-the-kids-on-school-holidays-with-a-small-cash-loan/">Continued</a>

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Travel Loan FAQs: flexible loan repayments
27th November 2025

Travel Loan FAQs: Everything You Should Know

Planning a vacation and looking for a travel loan? Don't feel like you're getting enough info? Check out Swoosh Finance's travel loan FAQs.

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An aerial view of two people relaxing on a white-sand beach beside clear turquoise water and large coastal rocks.
27th November 2025

A Guide To Holiday Loans For Travel

Discover how holiday loans work with Swoosh Finance in our handy guide—inclding eligibility, uses, budgeting tips and our fast online application process.

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3rd October 2025

The Ultimate Guide to Dental Loans in Australia

Oral health plays a huge part in our overall health, so it’s important to schedule regular check-ups to stay on top of it.

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Car being used as collateral for a secured loan
15th July 2025

Does A Secured Loan Require Collateral?

Yes, a secured loan requires collateral. The collateral is the asset that acts as security for the loan. So if you fail to meet your obligations and default on the loan, the lender can repossess the item to recover their losses. For personal loans, the most common form of collateral is a vehicle, such as … <a href="https://www.swoosh.com.au/blog/does-a-secured-loan-require-collateral/">Continued</a>

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Woman applying for consolidation loan with bad credit on mobile phone
14th July 2025

Can I Get A Consolidation Loan With Bad Credit?

Yes, you can get a debt consolidation loan with bad credit in Australia. Unlike traditional lenders, private lenders are typically more flexible with bad credit. Particularly lenders who offer small loans and secured loans (loans that use collateral, like a car). These lenders often use alternative assessment methods, looking beyond your credit score to consider … <a href="https://www.swoosh.com.au/blog/consolidation-loan-with-bad-credit/">Continued</a>

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loans against cars; happy woman sitting on couch and using her phone
4th July 2025

Cash Loans Against Cars: Everything You Need To Know

If life has thrown you a curveball and you’re needing extra funds to get you through, you might be thinking about your options. A cash loan against your car can be one way to access funds using an asset you already own. This type of loan may be an option even if your credit history … <a href="https://www.swoosh.com.au/blog/loans-against-cars-everything-you-need-to-know/">Continued</a>

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