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Financial Tips

Financial tips to save you money and help you get on top of your finances.

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5 tips for a money savvy Christmas budget
7th October 2026

Christmas Budget: 8 Tips to Keep Your Finances Merry

Nothing hits the bank account harder than Christmas. Keep your holidays affordable with Swoosh Finance’s Top 8 Christmas budget tips.

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Become a local courior
2nd October 2026

25 Practical Ways to Make Extra Cash For Christmas

Financial anxiety getting to you this holiday season? Countdown to the 25th of December with 25 ways to earn extra cash for Christmas.

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Man working on laptop at a table with a coffee, researching how to check credit score.
31st July 2026

How to Check Credit Score in Australia

Keeping track of your credit history is essential if you’re planning to apply for finance in the future. Whether you’re considering a bad credit loan, a personal loan or another type of finance, it’s important to make sure the information on your credit report is accurate and know your credit score before you apply. We’ll … <a href="https://www.swoosh.com.au/blog/how-to-check-credit-score-australia/">Continued</a>

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26th June 2026

Fast Loans With No Credit Check: What You Need To Know

When you’re facing an unexpected expense or need access to funds quickly, it’s understandable to look for the fastest borrowing options available. While some lenders advertise fast loans with no credit check, it’s important to understand how these loans actually work, what the potential risks may be, and whether they are the right solution for … <a href="https://www.swoosh.com.au/blog/fast-loans-with-no-credit-check-what-you-need-to-know/">Continued</a>

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Woman reviewing financial documents while smiling at her laptop and learning whether a personal loan can improve her credit score.
25th June 2026

Can a Personal Loan Improve Your Credit Score?

Can a personal loan improve your credit score? It’s a common question, but the answer isn’t quite as straightforward as a simple yes or no. While a personal loan may contribute to your credit history, there’s no magic loan that instantly boosts your score. A range of factors can influence your credit score, and understanding … <a href="https://www.swoosh.com.au/blog/personal-loan-to-improve-credit-score/">Continued</a>

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when can you access your super; should you get a personal loan
31st May 2026

When Can You Access Your Super?

Your superannuation is one of your most significant assets, designed to provide financial security during retirement. But when can you access your super? Knowing when and how you can access your super is crucial for planning your financial future. Whether you’re nearing retirement or facing financial challenges, understanding superannuation access rules can help you make … <a href="https://www.swoosh.com.au/blog/when-can-you-access-your-super/">Continued</a>

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Group of seniors sharing a cheerful toast around a cafe table with coffee and pastries
31st May 2026

What is Superannuation? A Simple Guide

For many Australians, trying to set yourself up for retirement is a daunting task. Superannuation (often called “super”) is a long-term savings system designed to help Australians fund their retirement. But what is superannuation and how exactly does it work in Australia? In this guide, we’ll explain what superannuation is, how it works, how much … <a href="https://www.swoosh.com.au/blog/what-is-superannuation-how-does-it-work-in-australia/">Continued</a>

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29th May 2026

Is Private Health Insurance Worth It? 10 Reasons to Consider

Is private health insurance worth it in Australia? Unfortunately, the answer is always “it depends”. But don’t stress, Swoosh is here to provide some clarity and help narrow down the answer for you! For some Aussies, they’d rather have the security of private health coverage than apply for an emergency loan or rely on Medicare … <a href="https://www.swoosh.com.au/blog/is-private-health-insurance-worth-it/">Continued</a>

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Can I Borrow Money From My Super
29th May 2026

Can I Borrow Money From My Super?

Your superannuation (super) is likely one of the most significant assets you’ll accumulate over your working life in Australia. Superannuation serves as a financial safety net for retirement, helping to ensure you have enough to live comfortably once you stop working. However, there may be times when you’re facing financial difficulty and wondering whether or … <a href="https://www.swoosh.com.au/blog/can-i-borrow-money-from-my-super/">Continued</a>

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loans against cars; happy woman sitting on couch and using her phone
29th May 2026

Cash Loans Against Cars: Everything You Need To Know

If life has thrown you a curveball and you’re needing extra funds to get you through, you might be thinking about your options. A cash loan against your car can be one way to access funds using an asset you already own. This type of loan may be an option even if your credit history … <a href="https://www.swoosh.com.au/blog/loans-against-cars-everything-you-need-to-know/">Continued</a>

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