Loan Advice

Everything you need to know about loans

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Man on his laptop in a cafe pumps his fist after getting an urgent loan with no credit check
23rd June 2025

Can You Get Urgent Loans No Credit Check?

When you’re applying for finance in Australia, having a good credit score can open up plenty of doors for you. But what if you’re just starting to develop a credit history, or some setbacks have saddled you with bad credit? You might find yourself searching for urgent loans with no credit check, or some other … <a href="https://www.swoosh.com.au/blog/can-you-get-urgent-loans-no-credit-check/">Continued</a>

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how do payday loans work; young man holding phone and listening to music
28th March 2025

How Do Payday Loans Work?

When you’re in a financial bind and need quick cash, you might consider a payday loan. Payday loans can offer a fast, short-term solution for when you’re faced with life’s little emergencies. But how do payday loans work? While they can be convenient, they can come with high fees and strict repayment terms. Before deciding … <a href="https://www.swoosh.com.au/blog/how-do-payday-loans-work/">Continued</a>

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Getting approved for a loan
25th March 2025

Need a Loan but Keep Getting Declined? Here Are Your Options

If you need a loan but keep getting declined, you’re not alone. Every day, Australians get turned down for finance by banks and private lenders, often without a clear reason. The good news? There are easy loan options and other avenues for you to consider. This guide explains why loan applications get rejected, what to … <a href="https://www.swoosh.com.au/blog/need-a-loan-but-keep-getting-declined/">Continued</a>

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How to consolidate debt with bad credit: 6 step guide
10th February 2025

How to Consolidate Debt with Bad Credit: 6 Steps

Wondering how to consolidate debt with bad credit? Finding a suitable loan can be challenging when your credit score has taken a hit and you have multiple debts to pay off. Debt consolidation loans can simplify repayments by rolling several debts into a single, manageable payment. Some lenders even offer bad credit loans for debt … <a href="https://www.swoosh.com.au/blog/how-to-consolidate-debt-with-bad-credit/">Continued</a>

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Uni student working on the grass
3rd January 2025

How a Personal Loan Can Help Uni Students

University life is an exciting journey, but it often comes with financial challenges. From covering essential school supplies to managing housing costs and unexpected expenses, staying afloat can be tough for students. Personal loans can be a flexible financial tool that may help ease this burden, allowing students to focus on their education without unnecessary … <a href="https://www.swoosh.com.au/blog/how-a-personal-loan-can-help-the-struggling-uni-student/">Continued</a>

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Need a loan urgently but have bad credit? Learn what you can do
8th December 2024

Need a Loan Urgently but Have Bad Credit? Here’s What You Can Do

Finding yourself in a bad credit situation can feel overwhelming, especially when you urgently need money. But don’t worry—there are options available to help you get back on track. If you need a loan urgently but have a bad credit rating that is making it difficult to find finance, don’t stress. In this guide, we’ll … <a href="https://www.swoosh.com.au/blog/need-a-loan-urgently-have-bad-credit/">Continued</a>

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Sorting out a loan with bad credit history
15th November 2024

How to Get a Loan with Bad Credit History: Top 5 Tips

It can be easy to find yourself in a bad credit situation and take a long time to leave it behind. So what are you supposed to do if you need money and your bad credit is getting in the way? We’ve got some great tips to help improve your chances of approval. We’ll give … <a href="https://www.swoosh.com.au/blog/how-to-get-a-loan-with-bad-credit/">Continued</a>

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A woman leans out the drivers side of her car facing the sunset with her hands in the air
16th September 2024

How to Get a Loan Against a Car

We’ve all been in a tight jam where a bit of extra cash would fix it all. If rego’s due, or you’ve been hit with an unexpected car repair bill with no payday on the horizon, the solution could be sitting in your driveaway. Getting a loan against your car can be a great way … <a href="https://www.swoosh.com.au/blog/how-to-get-a-loan-against-a-car/">Continued</a>

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Men shaking hands after imrpoving credit ratings
10th September 2024

What is a Short Term Loan?

There are many different types of loans out there which serve different purposes to every client. However, sometimes it’s hard to know which is which. So what is a short term loan? How do they work, and how is it different from any other small loan or payday loan? We have put together some common … <a href="https://www.swoosh.com.au/blog/what-is-a-short-term-loan/">Continued</a>

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fast cash loans on centrelink
23rd July 2024

Can I Get a Loan While On Centrelink?

For those receiving regular Centrelink payments, further monetary relief might seem like a pipedream. Whether you need emergency repairs on a car, a replacement washing machine, or even just a small amount to cover yourself until payday, loans can be a highly valuable resource. But even if you receive Centrelink payments, you may still be … <a href="https://www.swoosh.com.au/blog/can-i-get-a-loan-on-centrelink/">Continued</a>

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