Loan Advice

Everything you need to know about loans

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What are the Pros and Cons of refinancing
18th July 2024

Pros and Cons of Refinancing a Personal Loan

When researching to learn more about refinancing a loan you may have come across our blog refinance your personal loan: how and when to do it, this blog gives you the basic information surrounding the best actions to take when planning to refinance. This blog links in by explaining what are the pros and cons … <a href="https://www.swoosh.com.au/blog/pros-and-cons-of-refinancing-a-personal-loan/">Continued</a>

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A girl celebrating because she was just approved for a loan
30th May 2024

Should You Get a Personal Loan to Improve Your Credit Score?

Australia is a great place to live, but it isn’t always the most affordable place to live. It can be easy to find yourself in a bad debt situation. And when that happens, it can be hard to work your way out of it again. But improving your credit score doesn’t have to be an … <a href="https://www.swoosh.com.au/blog/personal-loan-to-improve-credit-score/">Continued</a>

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What is a small loan?
14th May 2024

What is a Small Loan?

What is a small loan, how do they work, and what credit score do you need to have to be eligible? We’ll answer these questions and more so you can find out everything you need to know about small personal loans in Australia. Overview: What is a small loan? What is considered a small personal … <a href="https://www.swoosh.com.au/blog/what-is-a-small-loan/">Continued</a>

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how to get a loan urgently in australia
3rd May 2024

How to Get a Loan Urgently: 10 Best Tips

If you’ve been wondering “How can I get a personal loan urgently?” then you’ve come to the right place. When you urgently need a loan but have bad credit it can be stressful trying to find a loan option that is right for you. If you need to borrow money fast, we are here to … <a href="https://www.swoosh.com.au/blog/how-to-get-a-loan-urgently/">Continued</a>

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11 types of emergency loans in Australia
26th April 2024

Types of Emergency Loans

From emergency car repairs to medical emergencies to unexpected bills, life is not cheap and it comes with a lot of surprises (not always welcome ones). When something happens and you need money fast, you want to know where you can go for help. Learn about the different types of emergency loans you can get … <a href="https://www.swoosh.com.au/blog/types-of-emergency-loans/">Continued</a>

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Doctor and Patient looking over medical bill
15th April 2024

How A Short Term Loan Can Help With Medical Expenses

Medical treatments are a necessity in life but it can be difficult when you have to pay out-of-pocket. Even if you aren’t chronically sick, it’s easy for one major procedure to make things hard on an already tight budget. Using a short term loan for your medical expenses in Australia could be the solution you … <a href="https://www.swoosh.com.au/blog/how-short-term-loans-can-help-with-medical-expenses/">Continued</a>

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Understanding when to reapply for a loan
8th April 2024

5 Steps to Take Before You Are Ready to Reapply For A Cash Loan

Sometimes, loan applications get rejected. It’s nothing personal, the situations between the applicant and the financial lender simply weren’t right for the loan to proceed further. It happens. We have grouped together some questions in this blog and hope to answer the overall question: what do you need to do before you are ready to … <a href="https://www.swoosh.com.au/blog/reapply-for-a-loan/">Continued</a>

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how to get help with bond payment in australia
28th March 2024

How to Get Help With Bond Money: 7 Best Options

Australia’s high-competition renting situation means that you might have to jump on a rental at a moment’s notice. This can make it hard to pull together the cash for a bond payment in time. Bond payments are usually a hefty sum and it can be hard to get the money together even when you do … <a href="https://www.swoosh.com.au/blog/how-to-get-help-with-bond-money/">Continued</a>

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Man researching pros and cons of payday loans
24th March 2024

Pros and Cons of Payday Loans

Tossing up whether a payday loan is right for you? With so many finance options out there, it can be tricky to find one that’s right for you. We’ll explain the pros and cons of payday loans to help you make an informed decision.   Overview: Payday loans explained Are payday loans safe? Do payday … <a href="https://www.swoosh.com.au/blog/pros-and-cons-of-payday-loans/">Continued</a>

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1st March 2024

Difference Between Interest Rate and Comparison Rate

Looking for a personal loan, vehicle finance, mortgage, or some other type of finance? You may have noticed something called ‘comparison rate’ showing up as well as the usual interest rate. If you’re confused about the difference between interest rate and comparison rate then you’ve come to the right place. Both are important figures to … <a href="https://www.swoosh.com.au/blog/difference-between-interest-rate-and-comparison-rate/">Continued</a>

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