Financial Tips

Financial tips to save you money and help you get on top of your finances.

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Highest paying job in Australia
29th April 2024

10 Best Paying Jobs in Australia

Securing one of the highest paying jobs in Australia can be more difficult than you think. But if you know what job you’re aiming for, you can start putting steps in place to get you there. That’s why we’ve put together this list of the top 10 best paying jobs in Australia. In the meantime, … <a href="https://www.swoosh.com.au/blog/highest-paying-jobs-australia/">Continued</a>

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Doctor and Patient looking over medical bill
15th April 2024

How A Short Term Loan Can Help With Medical Expenses

Medical treatments are a necessity in life but it can be difficult when you have to pay out-of-pocket. Even if you aren’t chronically sick, it’s easy for one major procedure to make things hard on an already tight budget. Using a short term loan for your medical expenses in Australia could be the solution you … <a href="https://www.swoosh.com.au/blog/how-short-term-loans-can-help-with-medical-expenses/">Continued</a>

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Budget to help minimise debt
11th April 2024

10 Tips to Get Out of Debt Fast

If life was predictable, it would be boring. Sadly, excitement comes with both ups and downs that add spice to life. Sometimes you’re rolling free and living within your means and other times you get into a bit of a mess with your finances. Everyone knows what being in debt feels like, all of a … <a href="https://www.swoosh.com.au/blog/10-tips-to-get-out-of-debt-fast/">Continued</a>

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Worried man looking at his bills
9th April 2024

27 (Not Very) Good Excuses for Late Payments

It happens to everyone. When the panic sets in and you realise that a bill or cash loan repayment had to be paid two days ago, and it didn’t happen. If this is a common occurrence for you, then you’re probably well practised in giving good excuses for late payments So without further ado, let’s … <a href="https://www.swoosh.com.au/blog/good-excuses-for-late-payments/">Continued</a>

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Understanding when to reapply for a loan
8th April 2024

5 Steps to Take Before You Are Ready to Reapply For A Cash Loan

Sometimes, loan applications get rejected. It’s nothing personal, the situations between the applicant and the financial lender simply weren’t right for the loan to proceed further. It happens. We have grouped together some questions in this blog and hope to answer the overall question: what do you need to do before you are ready to … <a href="https://www.swoosh.com.au/blog/reapply-for-a-loan/">Continued</a>

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1st March 2024

Difference Between Interest Rate and Comparison Rate

Looking for a personal loan, vehicle finance, mortgage, or some other type of finance? You may have noticed something called ‘comparison rate’ showing up as well as the usual interest rate. If you’re confused about the difference between interest rate and comparison rate then you’ve come to the right place. Both are important figures to … <a href="https://www.swoosh.com.au/blog/difference-between-interest-rate-and-comparison-rate/">Continued</a>

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Old couple sight seeing on a boat
10th February 2024

Retirement Planning Steps to Start Now

Do you really need to start thinking about your retirement now? Well, the short answer is yes. The average person retires at 65 years old which usually results in 20 – 30 years of retirement. Which may seem daunting when you realise you need to save that much money and keep it until you are … <a href="https://www.swoosh.com.au/blog/retirement-planning-steps/">Continued</a>

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6 benefits of a good credit score in Australia
2nd February 2024

Benefits of a Good Credit Score

Wondering what the benefits of a good credit score are in Australia? We explore 6 ways a good credit score can help you and how you can use it to make money.   Overview: 6 benefits of a good credit score Lower interest rates Easier approval for loans and credit Cards More negotiating power Get … <a href="https://www.swoosh.com.au/blog/benefits-of-a-good-credit-score/">Continued</a>

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10 Tips For Quick Loan Approval Online
22nd January 2024

10 Tips For Quick Loan Approval

So you say you want to apply for a quick online loan? Unfortunately, banks and lenders don’t just hand out cash to anyone. Prior to approval, the lender will need to vet you and make sure that you’ll be handle paying back the loan. If you’ve been defaulting all over the place, you best believe … <a href="https://www.swoosh.com.au/blog/10-tips-to-make-you-a-candidate-for-quick-loan-approval/">Continued</a>

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Calendar Planning Refinance your Personal Lon: How & When to do it
28th November 2023

Refinance Your Personal Loan: How & When to Do It

Whether your circumstances have changed or you’re simply reviewing your finances, it can be worth checking how your current personal loan compares to others in the market today, and if you should refinance your personal loan. We’ll give you an overview of what to consider when choosing to refinance your personal loan so you can … <a href="https://www.swoosh.com.au/blog/refinance-your-personal-loan/">Continued</a>

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