Loan Advice

Everything you need to know about loans

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Man researching pros and cons of payday loans
24th March 2024

Pros and Cons of Payday Loans

Tossing up whether a payday loan is right for you? With so many finance options out there, it can be tricky to find one that’s right for you. We’ll explain the pros and cons of payday loans to help you make an informed decision.   Overview: Payday loans explained Are payday loans safe? Do payday … <a href="https://www.swoosh.com.au/blog/pros-and-cons-of-payday-loans/">Continued</a>

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1st March 2024

Difference Between Interest Rate and Comparison Rate

Looking for a personal loan, vehicle finance, mortgage, or some other type of finance? You may have noticed something called ‘comparison rate’ showing up as well as the usual interest rate. If you’re confused about the difference between interest rate and comparison rate then you’ve come to the right place. Both are important figures to … <a href="https://www.swoosh.com.au/blog/difference-between-interest-rate-and-comparison-rate/">Continued</a>

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Secured vs unsecured loans, which is better?
26th January 2024

Secured vs Unsecured Loans — What’s the Difference & Which is Better?

Secured vs Unsecured Loans, what is the difference? If you’ve been wondering this, you’re not alone. When looking for loans, it’s good to start off with some research into the different loans that apply to you and your situation. Especially with secured and unsecured loans, it gets confusing to compare the two and see which … <a href="https://www.swoosh.com.au/blog/secured-vs-unsecured-loans-whats-the-difference-which-is-better/">Continued</a>

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10 Tips For Quick Loan Approval Online
22nd January 2024

10 Tips For Quick Loan Approval

So you say you want to apply for a quick online loan? Unfortunately, banks and lenders don’t just hand out cash to anyone. Prior to approval, the lender will need to vet you and make sure that you’ll be handle paying back the loan. If you’ve been defaulting all over the place, you best believe … <a href="https://www.swoosh.com.au/blog/10-tips-to-make-you-a-candidate-for-quick-loan-approval/">Continued</a>

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What is a Secured Loan?
5th January 2024

What is a Secured Loan?

Most of us will need to take out a loan at some point. With so many different types of finance available in Australia it can be hard to know what is the best option for you. Secured loans are one of the most common types of loans on offer. But what is a secured loan … <a href="https://www.swoosh.com.au/blog/what-is-a-secured-loan/">Continued</a>

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Calendar Planning Refinance your Personal Lon: How & When to do it
28th November 2023

Refinance Your Personal Loan: How & When to Do It

Whether your circumstances have changed or you’re simply reviewing your finances, it can be worth checking how your current personal loan compares to others in the market today, and if you should refinance your personal loan. We’ll give you an overview of what to consider when choosing to refinance your personal loan so you can … <a href="https://www.swoosh.com.au/blog/refinance-your-personal-loan/">Continued</a>

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Personal Loan VS Credit Card
27th October 2023

Personal Loan VS Credit Card

Debating the pros and cons of a personal loan vs a credit card? Here is an overview of some of the things you should consider as you decide on the best option for you. Keep in mind that your financial situation and requirements will be unique to you. So use this page as a guide … <a href="https://www.swoosh.com.au/blog/personal-loan-vs-credit-card/">Continued</a>

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What does comparison rate mean?
29th September 2023

What Does Comparison Rate Mean?

Financial experts often advise borrowers to check the comparison rate of a loan before making any important financial decisions. But what is a comparison rate and why is it so important? We look into the meaning of ‘comparison rate’ and how you can make sure you’re getting the best deal for you.   Overview: What … <a href="https://www.swoosh.com.au/blog/what-does-comparison-rate-mean/">Continued</a>

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What is a payday loan?
29th September 2023

What is a Payday Loan?

In today’s fast-paced world, financial needs can arise unexpectedly, leaving you in a pinch before your next paycheck arrives. Payday loans are a solution to help cover you when you’re between pay cheques, or have unforeseen expenses. There are many ways you might use a loan. But what is a payday loan? And how does … <a href="https://www.swoosh.com.au/blog/what-is-a-payday-loan/">Continued</a>

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How do small personal loans work & can they save you?
15th June 2023

How Do Small Personal Loans Work & Can They Save You

When life knocks the wind out of you, you just need to fight back. You know those times when you just drained your savings account for a trip, and then you find out your car needs an immediate and expensive repair? Or you get hit with a reduction in your hours at work, and then discover … <a href="https://www.swoosh.com.au/blog/how-a-small-personal-loan-can-save-you/">Continued</a>

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