Swoosh Money Blog

Discover money tips, helpful guides and real stories from everyday Australians. Our blog is here to give you practical ideas you can use today.

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23rd December 2024

Am I eligible for a Swoosh cash loan?

At Swoosh, we keep things nice and simple. As long as you meet these four criteria, you can apply for a loan: Be 18 years or older Have been employed for at least 3 months Be a permanent resident or valid visa holder of Australia Own a vehicle (like a car or motorbike) registered in … <a href="https://www.swoosh.com.au/faqs/am-i-eligible-for-a-swoosh-loan-2/">Continued</a>

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19th November 2020

How do I sign my contract?

We’re 100% paperless! Even our signatures are electronic. When you receive an offer via email, you’ll be directed to a secure page where you’ll sign your contract online. A copy of your signed loan documents will be sent to your registered email account.

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19th November 2020

What if I’m bankrupt or in a part IX debt agreement?

We still consider applicants that are in a part IX debt agreement or currently bankrupt. We will consider a range of factors to see whether you quality for a Swoosh secured loan. Learn More: Swoosh credit guide

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19th November 2020

Can I have more than one Swoosh loan at a time?

You can apply to refinance your loan with Swoosh after 6 months of repaying your first loan. Approval will depend on your circumstances and repayment history.

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19th November 2020

If I have a current loan with another company, can I still apply for a Swoosh loan?

Yes, if you have other loans, you can still apply for a Swoosh loan. Because we practise responsible lending, we’ll only approve your application if we believe you can afford to repay your Swoosh loan.

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19th November 2020

Do I need to give a reason for my application?

Swoosh always practises responsible lending. You’ll be asked to list a reason for your application.

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19th November 2020

How can I check my loan application status?

You can check the status of your application by contacting us directly.

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19th November 2020

How does the application process work?

Our application process and approvals are 100% online. You can do everything in just 3-easy steps, getting you your quick loan fast. Complete an online application on your mobile phone, computer or tablet. Applications only take minutes. Approval of your loan is provided within minutes of you providing the required information (during business hours)*. After … <a href="https://www.swoosh.com.au/faqs/how-does-the-application-process-work/">Continued</a>

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19th November 2020

How long will it take for my loan to be approved?

Approval of your loan is provided within minutes of you providing the required information (during business hours)*. The decision will arrive promptly – right in your inbox. Find out more: How To Get A Loan

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