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Swoosh Money Blog

Discover money tips, helpful guides and real stories from everyday Australians. Our blog is here to give you practical ideas you can use today.

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Woman standing next to her car smiles at her phone
1st August 2025

The 6 Most Common Car Repairs

Cars, like every machine, don’t last forever. Even the most reliable car is bound to have some problems in its lifetime. In fact, according to the Australian Automobile Association, Australians are spending anywhere between $1,553 to $2,463 every year on servicing and maintenance. That might give you a rough idea of what to expect, but … <a href="https://www.swoosh.com.au/blog/most-common-car-repairs/">Continued</a>

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Car being used as collateral for a secured loan
15th July 2025

Does A Secured Loan Require Collateral?

Yes, a secured loan requires collateral. The collateral is the asset that acts as security for the loan. So if you fail to meet your obligations and default on the loan, the lender can repossess the item to recover their losses. For personal loans, the most common form of collateral is a vehicle, such as … <a href="https://www.swoosh.com.au/blog/does-a-secured-loan-require-collateral/">Continued</a>

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Woman applying for consolidation loan with bad credit on mobile phone
14th July 2025

Can I Get A Consolidation Loan With Bad Credit?

Yes, you can get a debt consolidation loan with bad credit in Australia. Unlike traditional lenders, private lenders are typically more flexible with bad credit. Particularly lenders who offer small loans and secured loans (loans that use collateral, like a car). These lenders often use alternative assessment methods, looking beyond your credit score to consider … <a href="https://www.swoosh.com.au/blog/consolidation-loan-with-bad-credit/">Continued</a>

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Help with Vet Bills
1st July 2025

12 Ways To Get Help With Vet Bills

We all know that vet bills are expensive at the best of times. And the nationwide shortage of vets in recent years hasn’t made it any easier. If your furry friend needs immediate attention, but you’re worried about the impact on your wallet, there are a number of ways to get help with vet bills. … <a href="https://www.swoosh.com.au/blog/12-ways-to-get-help-with-vet-bills/">Continued</a>

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A mechanic standing in front of a red car with the hood open shows a man a checklist of repairs
30th June 2025

How To Get Help Paying For Car Repairs

According to the ABS census data, over half of the Australian population drives to work. Once you factor in all the school drop offs and pick ups, the number of people relying on cars every day gets even higher. So it’s easy to see why an emergency breakdown can be a big problem for most … <a href="https://www.swoosh.com.au/blog/how-to-get-help-paying-for-car-repairs/">Continued</a>

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Man on his laptop in a cafe pumps his fist after getting an urgent loan with no credit check
23rd June 2025

Can You Get Urgent Loans No Credit Check?

When you’re applying for finance in Australia, having a good credit score can open up plenty of doors for you. But what if you’re just starting to develop a credit history, or some setbacks have saddled you with bad credit? You might find yourself searching for urgent loans with no credit check, or some other … <a href="https://www.swoosh.com.au/blog/can-you-get-urgent-loans-no-credit-check/">Continued</a>

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Close up of bride and groom's hands both holding flower bouquet at wedding
18th June 2025

Are Wedding Loans a Good Idea?

Your wedding should be one of the happiest days of your life, but between venue hire, catering, photography and the honeymoon, it can also be one of the most expensive. If you’re exploring different ways to fund your big day, you might be wondering: Are wedding loans a good idea? Here’s everything you need to … <a href="https://www.swoosh.com.au/blog/are-wedding-loans-a-good-idea/">Continued</a>

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Making claims through the ATO
29th May 2025

9 Simple Ways to Maximise Your Tax Return 2026

It’s always a bit disheartening seeing your taxes disappear from your payslip each week. Thankfully, we’re coming up to that one time of year when you can hopefully get some of that money back—and use it to pay off a secured personal loan. In the hassle of unearthing all those documents and figuring out what … <a href="https://www.swoosh.com.au/blog/ways-to-maximise-your-tax-return/">Continued</a>

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An engineer in a hard hat talks his client through the home that they're building while standing inside the wooden frame
21st May 2025

Building A House Vs Buying An Existing House

Whether you’re a first-home buyer, a couple looking to downsize, or a seasoned investor, you may be wondering which is the better option: building a house vs buying an existing house. There are plenty of factors to consider before deciding which option is right for you. Is it cheaper to build or buy in your … <a href="https://www.swoosh.com.au/blog/building-a-house-vs-buying-an-existing-house/">Continued</a>

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King’s birthday long weekend
30th April 2025

King’s Birthday Long Weekend Ideas

When you’re feeling a little burnt out from the daily grind, a public holiday can be the sweet relief you need. Even better if the public holiday also gives you the joy of a long weekend! But if you’re stuck on how to make the most out of the King’s birthday long weekend, Swoosh has … <a href="https://www.swoosh.com.au/blog/kings-birthday-long-weekend-ideas/">Continued</a>

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