Swoosh Money Blog

Discover money tips, helpful guides and real stories from everyday Australians. Our blog is here to give you practical ideas you can use today.

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The purpose of a credit score
11th February 2025

What is the Purpose of a Credit Score?

A credit score is a key factor that influences financial decisions made by banks, lenders, and even utility companies. Whether you have excellent, average, or poor credit, your score can play a crucial role in determining your borrowing potential. So, what is the purpose of a credit score, and how does it impact your financial … <a href="https://www.swoosh.com.au/blog/purpose-of-a-credit-score/">Continued</a>

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How to consolidate debt with bad credit: 6 step guide
10th February 2025

How to Consolidate Debt with Bad Credit: 6 Steps

Wondering how to consolidate debt with bad credit? Finding a suitable loan can be challenging when your credit score has taken a hit and you have multiple debts to pay off. Debt consolidation loans can simplify repayments by rolling several debts into a single, manageable payment. Some lenders even offer bad credit loans for debt … <a href="https://www.swoosh.com.au/blog/how-to-consolidate-debt-with-bad-credit/">Continued</a>

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Buying a used car
7th February 2025

11 Best Tips for Buying a Used Car

Buying a used car can be a confusing process. Used car lots can be intimidating, salespeople can be pushy and you might not know what you are looking for. You might be asking yourself, what should I look for and what should I avoid? To help you get started, we’ve compiled a list of our … <a href="https://www.swoosh.com.au/blog/tips-for-buying-a-used-car/">Continued</a>

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Icecream Date
28th January 2025

12 Budget Date Ideas

Looking for a beautiful, intimate setting for your next date night, but don’t want to have to take out a small cash loan? You’re not alone. With the most common date being dinner and drinks at a restaurant, it’s hard to think of fresh ideas. Plus, you could be looking at over $50 for a … <a href="https://www.swoosh.com.au/blog/12-budget-date-ideas/">Continued</a>

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How to make money online in Australia
18th January 2025

Top 10 Ways to Make Money Online in Australia

Making money online might sound like a dream. But believe it or not, sitting in front of your computer (or smartphone), wearing pajamas, and using skills you already have can get you extra income. If you’re strapped for cash, you can make hundreds – if not thousands – of dollars online. Our guide offers 10 … <a href="https://www.swoosh.com.au/blog/make-money-online/">Continued</a>

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Valentine's Day Dinner Date
16th January 2025

What is Valentine’s Day About & How Much Should You Spend?

Valentine’s Day has a long, long history. It began in 496 and has several origin stories. But Valentine’s Day, as we know, has only been around since 1910. A day to show people around us how much we love and appreciate each other. A day for candle lit dinners, bouquets of flowers, chocolate and cheesy … <a href="https://www.swoosh.com.au/blog/valentines/">Continued</a>

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Planning Your Financial Future: setting goals
9th January 2025

7 Steps For Planning Your Financial Future

When you picture your life in five or ten years, what do you see? Do you hope to own a house, a boat, or a motorcycle? Do you want to take luxurious holidays and go on refreshing getaways? Whatever your dreams are, you can begin to make them a reality by planning your financial future … <a href="https://www.swoosh.com.au/blog/planning-your-financial-future/">Continued</a>

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clever ways to save money; track your spending
5th January 2025

15 Clever Ways To Save Money

A lot of people think saving money means making big sacrifices and hoarding cash for a rainy day. But it’s really about making smaller, more manageable changes in how you spend. From choosing generic brands to tackling debt, there are plenty of clever ways to save money and help your nest egg grow. In this … <a href="https://www.swoosh.com.au/blog/15-clever-ways-to-save-money/">Continued</a>

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when can you access your super; should you get a personal loan
5th January 2025

When Can You Access Your Super?

Your superannuation is one of your most significant assets, designed to provide financial security during retirement. But when can you access your super? Knowing when and how you can access your super is crucial for planning your financial future. Whether you’re nearing retirement or facing financial challenges, understanding superannuation access rules can help you make … <a href="https://www.swoosh.com.au/blog/when-can-you-access-your-super/">Continued</a>

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Uni student working on the grass
3rd January 2025

How a Personal Loan Can Help Uni Students

University life is an exciting journey, but it often comes with financial challenges. From covering essential school supplies to managing housing costs and unexpected expenses, staying afloat can be tough for students. Personal loans can be a flexible financial tool that may help ease this burden, allowing students to focus on their education without unnecessary … <a href="https://www.swoosh.com.au/blog/how-a-personal-loan-can-help-the-struggling-uni-student/">Continued</a>

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