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Swoosh Money Blog

Discover money tips, helpful guides and real stories from everyday Australians. Our blog is here to give you practical ideas you can use today.

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how do payday loans work; young man holding phone and listening to music
28th March 2025

How Do Payday Loans Work?

When you’re in a financial bind and need quick cash, you might consider a payday loan. Payday loans can offer a fast, short-term solution for when you’re faced with life’s little emergencies. But how do payday loans work? While they can be convenient, they can come with high fees and strict repayment terms. Before deciding … <a href="https://www.swoosh.com.au/blog/how-do-payday-loans-work/">Continued</a>

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Getting approved for a loan
25th March 2025

Need a Loan but Keep Getting Declined? Here Are Your Options

If you need a loan but keep getting declined, you’re not alone. Every day, Australians get turned down for finance by banks and private lenders, often without a clear reason. The good news? There are easy loan options and other avenues for you to consider. This guide explains why loan applications get rejected, what to … <a href="https://www.swoosh.com.au/blog/need-a-loan-but-keep-getting-declined/">Continued</a>

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Smiling man sits with his arms behind his head on a couch after learning how to be a minimalist and save money
28th February 2025

How to Be a Minimalist and Save Money

It’s not easy to embrace a minimalist lifestyle, especially with all the consumerist messaging we’re being bombarded with every day. So we’ve put together an easy guide on how to be a minimalist and save money to help you start your journey. We’re all guilty of having that one junk drawer full of things we … <a href="https://www.swoosh.com.au/blog/how-to-be-a-minimalist-and-save-money/">Continued</a>

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Best rewards credit cards 2025
19th February 2025

The Best Rewards Credit Cards in Australia

Are you looking for the best rewards credit card that will reward you for your spending? With a rewards credit card, you can earn points as you spend and redeem them for travel, gift cards, shopping and more. Think of it as forced savings for Christmas or that well deserved holiday. We’ve outlined the 5 … <a href="https://www.swoosh.com.au/blog/rewards-credit-cards/">Continued</a>

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Private vs Public School
17th February 2025

Private School vs Public School: Which is Better?

Private school vs public school, which is better? As a parent, you always want what’s best for your children, which sometimes means making hard decisions that could have a lasting impact on their future. There is endless debate about how to best set your child up for a happy and fulfilled life. And one of … <a href="https://www.swoosh.com.au/blog/choosing-private-public-school/">Continued</a>

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The purpose of a credit score
11th February 2025

What is the Purpose of a Credit Score?

A credit score is a key factor that influences financial decisions made by banks, lenders, and even utility companies. Whether you have excellent, average, or poor credit, your score can play a crucial role in determining your borrowing potential. So, what is the purpose of a credit score, and how does it impact your financial … <a href="https://www.swoosh.com.au/blog/purpose-of-a-credit-score/">Continued</a>

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How to consolidate debt with bad credit: 6 step guide
10th February 2025

How to Consolidate Debt with Bad Credit: 6 Steps

Wondering how to consolidate debt with bad credit? Finding a suitable loan can be challenging when your credit score has taken a hit and you have multiple debts to pay off. Debt consolidation loans can simplify repayments by rolling several debts into a single, manageable payment. Some lenders even offer bad credit loans for debt … <a href="https://www.swoosh.com.au/blog/how-to-consolidate-debt-with-bad-credit/">Continued</a>

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Buying a used car
7th February 2025

11 Best Tips for Buying a Used Car

Buying a used car can be a confusing process. Used car lots can be intimidating, salespeople can be pushy and you might not know what you are looking for. You might be asking yourself, what should I look for and what should I avoid? To help you get started, we’ve compiled a list of our … <a href="https://www.swoosh.com.au/blog/tips-for-buying-a-used-car/">Continued</a>

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Icecream Date
28th January 2025

12 Budget Date Ideas

Looking for a beautiful, intimate setting for your next date night, but don’t want to have to take out a small cash loan? You’re not alone. With the most common date being dinner and drinks at a restaurant, it’s hard to think of fresh ideas. Plus, you could be looking at over $50 for a … <a href="https://www.swoosh.com.au/blog/12-budget-date-ideas/">Continued</a>

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How to make money online in Australia
18th January 2025

Top 10 Ways to Make Money Online in Australia

Making money online might sound like a dream. But believe it or not, sitting in front of your computer (or smartphone), wearing pajamas, and using skills you already have can get you extra income. If you’re strapped for cash, you can make hundreds – if not thousands – of dollars online. Our guide offers 10 … <a href="https://www.swoosh.com.au/blog/make-money-online/">Continued</a>

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