Be Money Savvy This Christmas Season

We do Christmas a little differently in Australia. Backyard cricket, days at the beach and (if you are unlucky) sunburn. But do you think about your budget over Christmas? Or is that January’s problem? To avoid a financial hangover in the New Year, we’ve put together a few tips.

• Make A List (And check it twice!)

Planning ahead and making a Christmas budget is top priority! You should put a budget next to each item. The list should include everything from presents to food, entertainment and travel.

If you’re planning a big family Christmas, why not split the costs and decide ahead of time whose bringing what. That way you save money and time (it’s not just 1 person putting everything together)

• Make rules for your Christmas present buying

Why not agree on a price per present, or do a Secret Santa for 1 family member (instead of all of them!), or only buy for children. Try this fun present exchanging game for the adults

• Shop Ahead

Most shops have great bargains in the run-up to Christmas. Do your research and even shop online to help stick to the Christmas budget. See our list of 12 Australian made Christmas gift hampers under $35.

• Make your own gifts

Christmas is for children anyway. You could paint a mug or bake cookies

• Clean out your clutter for cash

There’s still time to bag some extra cash to boost your festive finances. One person’s trash is another’s treasure. Why not do a good clean out and sell those items just taking up space in your cupboards, that you’ve been meaning to use for years.

Take out a fast cash loan to consolidate previous debt and spoil the ones you love!

Every January you swear that next Christmas will be cheaper. It doesn’t have to be this stressful.
If you think a small personal loan will help you, we can help! Apply Online Today