Swoosh Money Blog
Discover money tips, helpful guides and real stories from everyday Australians. Our blog is here to give you practical ideas you can use today.
Categories
27 (Not Very) Good Excuses for Late Payments
It happens to everyone. When the panic sets in and you realise that a bill or cash loan repayment had to be paid two days ago, and it didn’t happen. If this is a common occurrence for you, then you’re probably well practised in giving good excuses for late payments So without further ado, let’s … <a href="https://www.swoosh.com.au/blog/good-excuses-for-late-payments/">Continued</a>
Read More
5 Steps to Take Before You Are Ready to Reapply For A Cash Loan
Sometimes, loan applications get rejected. It’s nothing personal, the situations between the applicant and the financial lender simply weren’t right for the loan to proceed further. It happens. We have grouped together some questions in this blog and hope to answer the overall question: what do you need to do before you are ready to … <a href="https://www.swoosh.com.au/blog/reapply-for-a-loan/">Continued</a>
Read More
How to Get Help With Bond Money: 7 Best Options
Australia’s high-competition renting situation means that you might have to jump on a rental at a moment’s notice. This can make it hard to pull together the cash for a bond payment in time. Bond payments are usually a hefty sum and it can be hard to get the money together even when you do … <a href="https://www.swoosh.com.au/blog/how-to-get-help-with-bond-money/">Continued</a>
Read More
Pros and Cons of Payday Loans
Tossing up whether a payday loan is right for you? With so many finance options out there, it can be tricky to find one that’s right for you. We’ll explain the pros and cons of payday loans to help you make an informed decision. Overview: Payday loans explained Are payday loans safe? Do payday … <a href="https://www.swoosh.com.au/blog/pros-and-cons-of-payday-loans/">Continued</a>
Read More
Difference Between Interest Rate and Comparison Rate
Looking for a personal loan, vehicle finance, mortgage, or some other type of finance? You may have noticed something called ‘comparison rate’ showing up as well as the usual interest rate. If you’re confused about the difference between interest rate and comparison rate then you’ve come to the right place. Both are important figures to … <a href="https://www.swoosh.com.au/blog/difference-between-interest-rate-and-comparison-rate/">Continued</a>
Read More
22 Cheap Romantic Date Ideas
Romance doesn’t have to cost the world. Check out our list of the best cheap romantic date ideas for your partner, wife, husband, or even some friends! Whether you want to plan something special for Valentine’s Day, come up with a romantic anniversary idea, or show your partner you care without needing a secured loan, … <a href="https://www.swoosh.com.au/blog/cheap-romantic-date-ideas/">Continued</a>
Read More
Retirement Planning Steps to Start Now
Do you really need to start thinking about your retirement now? Well, the short answer is yes. The average person retires at 65 years old which usually results in 20 – 30 years of retirement. Which may seem daunting when you realise you need to save that much money and keep it until you are … <a href="https://www.swoosh.com.au/blog/retirement-planning-steps/">Continued</a>
Read More
Benefits of a Good Credit Score
Wondering what the benefits of a good credit score are in Australia? We explore 6 ways a good credit score can help you and how you can use it to make money. Overview: 6 benefits of a good credit score Lower interest rates Easier approval for loans and credit Cards More negotiating power Get … <a href="https://www.swoosh.com.au/blog/benefits-of-a-good-credit-score/">Continued</a>
Read More
Secured vs Unsecured Loans — What’s the Difference & Which is Better?
Secured vs Unsecured Loans, what is the difference? If you’ve been wondering this, you’re not alone. When looking for loans, it’s good to start off with some research into the different loans that apply to you and your situation. Especially with secured and unsecured loans, it gets confusing to compare the two and see which … <a href="https://www.swoosh.com.au/blog/secured-vs-unsecured-loans-whats-the-difference-which-is-better/">Continued</a>
Read More
10 Tips For Quick Loan Approval
So you say you want to apply for a quick online loan? Unfortunately, banks and lenders don’t just hand out cash to anyone. Prior to approval, the lender will need to vet you and make sure that you’ll be handle paying back the loan. If you’ve been defaulting all over the place, you best believe … <a href="https://www.swoosh.com.au/blog/10-tips-to-make-you-a-candidate-for-quick-loan-approval/">Continued</a>
Read More
