Swoosh Money Blog
Discover money tips, helpful guides and real stories from everyday Australians. Our blog is here to give you practical ideas you can use today.
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Pros and Cons of Payday Loans
Tossing up whether a payday loan is right for you? With so many finance options out there, it can be tricky to find one that’s right for you. We’ll explain the pros and cons of payday loans to help you make an informed decision. Overview: Payday loans explained Are payday loans safe? Do payday … <a href="https://www.swoosh.com.au/blog/pros-and-cons-of-payday-loans/">Continued</a>
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Difference Between Interest Rate and Comparison Rate
Looking for a personal loan, vehicle finance, mortgage, or some other type of finance? You may have noticed something called ‘comparison rate’ showing up as well as the usual interest rate. If you’re confused about the difference between interest rate and comparison rate then you’ve come to the right place. Both are important figures to … <a href="https://www.swoosh.com.au/blog/difference-between-interest-rate-and-comparison-rate/">Continued</a>
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Retirement Planning Steps to Start Now
Do you really need to start thinking about your retirement now? Well, the short answer is yes. The average person retires at 65 years old which usually results in 20 – 30 years of retirement. Which may seem daunting when you realise you need to save that much money and keep it until you are … <a href="https://www.swoosh.com.au/blog/retirement-planning-steps/">Continued</a>
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Benefits of a Good Credit Score
Wondering what the benefits of a good credit score are in Australia? We explore 6 ways a good credit score can help you and how you can use it to make money. Overview: 6 benefits of a good credit score Lower interest rates Easier approval for loans and credit Cards More negotiating power Get … <a href="https://www.swoosh.com.au/blog/benefits-of-a-good-credit-score/">Continued</a>
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Secured vs Unsecured Loans — What’s the Difference & Which is Better?
Secured vs Unsecured Loans, what is the difference? If you’ve been wondering this, you’re not alone. When looking for loans, it’s good to start off with some research into the different loans that apply to you and your situation. Especially with secured and unsecured loans, it gets confusing to compare the two and see which … <a href="https://www.swoosh.com.au/blog/secured-vs-unsecured-loans-whats-the-difference-which-is-better/">Continued</a>
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10 Tips For Quick Loan Approval
So you say you want to apply for a quick online loan? Unfortunately, banks and lenders don’t just hand out cash to anyone. Prior to approval, the lender will need to vet you and make sure that you’ll be handle paying back the loan. If you’ve been defaulting all over the place, you best believe … <a href="https://www.swoosh.com.au/blog/10-tips-to-make-you-a-candidate-for-quick-loan-approval/">Continued</a>
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31 Cheap Easy Dinners
It’s hard to resist the allure of an easy takeaway dinner during the week–especially when you’re busy and tired. On average, Australians spend nearly $42 a week on takeaway from delivery services like UberEats, MenuLog and DoorDash. But with the rapid rise in the cost of living, every penny counts these days. That’s why we’ve … <a href="https://www.swoosh.com.au/blog/cheap-easy-dinners/">Continued</a>
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What is a Secured Loan?
Most of us will need to take out a loan at some point. With so many different types of finance available in Australia it can be hard to know what is the best option for you. Secured loans are one of the most common types of loans on offer. But what is a secured loan … <a href="https://www.swoosh.com.au/blog/what-is-a-secured-loan/">Continued</a>
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Refinance Your Personal Loan: How & When to Do It
Whether your circumstances have changed or you’re simply reviewing your finances, it can be worth checking how your current personal loan compares to others in the market today, and if you should refinance your personal loan. We’ll give you an overview of what to consider when choosing to refinance your personal loan so you can … <a href="https://www.swoosh.com.au/blog/refinance-your-personal-loan/">Continued</a>
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Personal Loan VS Credit Card
Debating the pros and cons of a personal loan vs a credit card? Here is an overview of some of the things you should consider as you decide on the best option for you. Keep in mind that your financial situation and requirements will be unique to you. So use this page as a guide … <a href="https://www.swoosh.com.au/blog/personal-loan-vs-credit-card/">Continued</a>
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