Swoosh Money Blog

Discover money tips, helpful guides and real stories from everyday Australians. Our blog is here to give you practical ideas you can use today.

Tags

when can you access your super; should you get a personal loan
31st May 2026

When Can You Access Your Super?

Your superannuation is one of your most significant assets, designed to provide financial security during retirement. But when can you access your super? Knowing when and how you can access your super is crucial for planning your financial future. Whether you’re nearing retirement or facing financial challenges, understanding superannuation access rules can help you make … <a href="https://www.swoosh.com.au/blog/when-can-you-access-your-super/">Continued</a>

Read More
Group of seniors sharing a cheerful toast around a cafe table with coffee and pastries
31st May 2026

What is Superannuation? A Simple Guide

For many Australians, trying to set yourself up for retirement is a daunting task. Superannuation (often called “super”) is a long-term savings system designed to help Australians fund their retirement. But what is superannuation and how exactly does it work in Australia? In this guide, we’ll explain what superannuation is, how it works, how much … <a href="https://www.swoosh.com.au/blog/what-is-superannuation-how-does-it-work-in-australia/">Continued</a>

Read More
29th May 2026

Is Private Health Insurance Worth It? 10 Reasons to Consider

Is private health insurance worth it in Australia? Unfortunately, the answer is always “it depends”. But don’t stress, Swoosh is here to provide some clarity and help narrow down the answer for you! For some Aussies, they’d rather have the security of private health coverage than apply for an emergency loan or rely on Medicare … <a href="https://www.swoosh.com.au/blog/is-private-health-insurance-worth-it/">Continued</a>

Read More
Can I Borrow Money From My Super
29th May 2026

Can I Borrow Money From My Super?

Your superannuation (super) is likely one of the most significant assets you’ll accumulate over your working life in Australia. Superannuation serves as a financial safety net for retirement, helping to ensure you have enough to live comfortably once you stop working. However, there may be times when you’re facing financial difficulty and wondering whether or … <a href="https://www.swoosh.com.au/blog/can-i-borrow-money-from-my-super/">Continued</a>

Read More
A woman seated on the floor with a blanket around her, sipping tea, exuding a sense of warmth and relaxation.
22nd May 2026

17 Of The Cheapest Ways To Heat A House

Keeping warm at home in the winter doesn’t have to cost you an arm and a leg, or a small personal loan. There are a bunch of non-expensive methods of heating your home and staying warm on a budget. We will cover 15 of the cheapest ways to heat a house so you’ll have plenty … <a href="https://www.swoosh.com.au/blog/cheap-ways-of-heating-your-home/">Continued</a>

Read More
what is EOFY
22nd May 2026

What Is EOFY? Everything You Need To Know

As June 30 approaches, you’ll probably start hearing the term “EOFY” everywhere. But what is EOFY? Why is it so important? What should you be doing to get ready? In this simple guide, we’ll break down everything you need to know about EOFY, from tax responsibilities and key dates to tips for staying organised and … <a href="https://www.swoosh.com.au/blog/what-is-eofy-everything-you-need-to-know/">Continued</a>

Read More
Four stacked gold coins in ascending order surrounded by silver and gold coins. Wooden tiles sit atop each stack showing "2026" with a hand holding up the word "tax" above.
11th May 2026

7 Smart Ways to Spend Your Tax Refund

How good does it feel when you get a big tax return at the end of the financial year? All this money just gives you the urge to splurge, whether that be on a nice night out, a fancy purchase you’ve had your eye on, or a promising investment. But before you get ahead of … <a href="https://www.swoosh.com.au/blog/smart-ways-to-spend-your-tax-refund/">Continued</a>

Read More
Young parents and their child celebrating a successful Labour Day road trip to a Queensland beach
30th April 2026

Where To Go This Labour Day in Queensland

Labour Day long weekend in Queensland is a great chance to get away without needing to take extra time off work or school. Because it falls outside of most school holiday periods, it can also mean fewer crowds at popular campsites and holiday destinations compared to other peak travel times. If you’re planning ahead, it’s … <a href="https://www.swoosh.com.au/blog/labour-day-in-queensland/">Continued</a>

Read More
Swoosh Finance
14th April 2026

Medicare vs Private Health Insurance

In Australia, we’re very fortunate to have access to a public healthcare system, known as Medicare. But unfortunately, Medicare doesn’t cover everything. So is it worth investing in private health insurance to take care of those out-of-pocket expenses? Or should you consider other options, like an emergency loan, if the need ever arises? It all … <a href="https://www.swoosh.com.au/blog/private-medical-insurance-vs-medicare/">Continued</a>

Read More
Car Repair Loans in Australia: A Simple Guide
1st April 2026

Loans For Car Repairs: A Simple Guide

Cars always seem to break down at the worst possible moment, leaving you stuck with a repair bill that’s well beyond your weekly budget. But for many Australians, not having a car means missing work, school pickups, and day-to-day responsibilities. If you need to get back on the road fast, loans for car repairs may … <a href="https://www.swoosh.com.au/blog/car-repair-loans-in-australia-a-simple-guide/">Continued</a>

Read More