What are the easiest loans to get?
The easiest loans to get tend to be for a small amount of money and secured by an asset.
Why is nobody giving me a loan?
There are many reasons why your loan application might get declined. Some common reasons include:
- Credit score is too low
- Income is inconsistent or too low
- Just changed jobs
- Too much debt already
- Poor repayment history
- Active defaults listed on credit file
- Mistakes in credit report
How can I get a loan when no one will accept me?
If you’re not sure why you have been declined, ask for clarification from the lender so you know where the problem is. If you need a loan ASAP but keep getting declined, check out some possible solutions.
What loan can I get approved for with no credit?
Swoosh offers loans for people with no credit history. So as long as you can afford to service the loan, a limited or non-existent credit history won’t hold you back from approval.
What are better alternatives to using payday loans?
Payday loans can be a helpful tool for the right situation but they are not your only option, which is why it’s important to consider all your options before making a decision.
Check out some of these useful blogs for information on some of your options.
The Swoosh difference
Our Cash Loans are available when you’re in a pinch — and we work hard to make it happen fast.
We put you first, ensuring you have all of the information upfront.
Swoosh Cash Loans give you the funds you need now from a lender you can trust.
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist