Swoosh Money Blog

Discover money tips, helpful guides and real stories from everyday Australians. Our blog is here to give you practical ideas you can use today.

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3rd October 2025

The Ultimate Guide to Dental Loans in Australia

Oral health plays a huge part in our overall health, so it’s important to schedule regular check-ups to stay on top of it.

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halloween in australia
16th September 2025

Halloween in Australia: From Spooky Origins To Budget-Friendly Fun

Whether you love it or hate it, more people are celebrating Halloween in Australia. While you might love the idea of dressing up in scary costumes and eating pumpkin flavoured everything, do you know the history behind the holiday? We’ve got a brief rundown, as well as easy costume and decorating ideas for a spooky … <a href="https://www.swoosh.com.au/blog/halloween-party-ideas/">Continued</a>

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Woman standing next to her car smiles at her phone
1st August 2025

The 6 Most Common Car Repairs

Cars, like every machine, don’t last forever. Even the most reliable car is bound to have some problems in its lifetime. In fact, according to the Australian Automobile Association, Australians are spending anywhere between $1,553 to $2,463 every year on servicing and maintenance. That might give you a rough idea of what to expect, but … <a href="https://www.swoosh.com.au/blog/most-common-car-repairs/">Continued</a>

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Kid gives her dad a present while they plan some Father's Day acticities
30th July 2025

9 Fun Father’s Day Activities

Have you been budgeting for Father’s Day? Last year Aussies spent around $820 million on their dads, with food and alcohol being the most popular presents. If you’ve got something in mind, a quick cash loan might help you get it sorted fast. But the cost of living crisis has hit us all, and Father’s … <a href="https://www.swoosh.com.au/blog/fun-fathers-day-activities/">Continued</a>

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Car being used as collateral for a secured loan
15th July 2025

Does A Secured Loan Require Collateral?

Yes, a secured loan requires collateral. The collateral is the asset that acts as security for the loan. So if you fail to meet your obligations and default on the loan, the lender can repossess the item to recover their losses. For personal loans, the most common form of collateral is a vehicle, such as … <a href="https://www.swoosh.com.au/blog/does-a-secured-loan-require-collateral/">Continued</a>

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Woman applying for consolidation loan with bad credit on mobile phone
14th July 2025

Can I Get A Consolidation Loan With Bad Credit?

Yes, you can get a debt consolidation loan with bad credit in Australia. Unlike traditional lenders, private lenders are typically more flexible with bad credit. Particularly lenders who offer small loans and secured loans (loans that use collateral, like a car). These lenders often use alternative assessment methods, looking beyond your credit score to consider … <a href="https://www.swoosh.com.au/blog/consolidation-loan-with-bad-credit/">Continued</a>

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loans against cars; happy woman sitting on couch and using her phone
4th July 2025

Cash Loans Against Cars: Everything You Need To Know

If life has thrown you a curveball and you’re needing extra funds to get you through, you might be thinking about your options. A cash loan against your car can be one way to access funds using an asset you already own. This type of loan may be an option even if your credit history … <a href="https://www.swoosh.com.au/blog/loans-against-cars-everything-you-need-to-know/">Continued</a>

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what is superannuation; group of friends toasting drinks
2nd July 2025

What is Superannuation & How Does it Work in Australia?

For many Australians, trying to set yourself up for retirement is a daunting task. Australia’s retirement safety net, superannuation, is an important component of supporting yourself during your twilight years. But what is superannuation and how does it work in Australia? We’ll break down what superannuation is, how it all started, and what’s involved so … <a href="https://www.swoosh.com.au/blog/what-is-superannuation-how-does-it-work-in-australia/">Continued</a>

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Help with Vet Bills
1st July 2025

12 Ways To Get Help With Vet Bills

We all know that vet bills are expensive at the best of times. And the nationwide shortage of vets in recent years hasn’t made it any easier. If your furry friend needs immediate attention, but you’re worried about the impact on your wallet, there are a number of ways to get help with vet bills. … <a href="https://www.swoosh.com.au/blog/12-ways-to-get-help-with-vet-bills/">Continued</a>

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A mechanic standing in front of a red car with the hood open shows a man a checklist of repairs
30th June 2025

How To Get Help Paying For Car Repairs

According to the ABS census data, over half of the Australian population drives to work. Once you factor in all the school drop offs and pick ups, the number of people relying on cars every day gets even higher. So it’s easy to see why an emergency breakdown can be a big problem for most … <a href="https://www.swoosh.com.au/blog/how-to-get-help-paying-for-car-repairs/">Continued</a>

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