financial tips

Tags

clever ways to save money; track your spending
5th January 2025

15 Clever Ways To Save Money

A lot of people think saving money means making big sacrifices and hoarding cash for a rainy day. But it’s really about making smaller, more manageable changes in how you spend. From choosing generic brands to tackling debt, there are plenty of clever ways to save money and help your nest egg grow. In this … <a href="https://www.swoosh.com.au/blog/15-clever-ways-to-save-money/">Continued</a>

Read More
when can you access your super; should you get a personal loan
5th January 2025

When Can You Access Your Super?

Your superannuation is one of your most significant assets, designed to provide financial security during retirement. But when can you access your super? Knowing when and how you can access your super is crucial for planning your financial future. Whether you’re nearing retirement or facing financial challenges, understanding superannuation access rules can help you make … <a href="https://www.swoosh.com.au/blog/when-can-you-access-your-super/">Continued</a>

Read More
Uni student working on the grass
3rd January 2025

How a Personal Loan Can Help Uni Students

University life is an exciting journey, but it often comes with financial challenges. From covering essential school supplies to managing housing costs and unexpected expenses, staying afloat can be tough for students. Personal loans can be a flexible financial tool that may help ease this burden, allowing students to focus on their education without unnecessary … <a href="https://www.swoosh.com.au/blog/how-a-personal-loan-can-help-the-struggling-uni-student/">Continued</a>

Read More
Buying back to school supplies
21st December 2024

How To Save Money on Back To School Purchases

Are you ready for the back-to-school season? While stationery, uniforms, and other supplies are necessary for the new year at school, buying that much each January can be expensive and tiring. Costs during Christmas and New Year’s Eve can hit many families pretty hard, so it can be difficult to pull the money together for … <a href="https://www.swoosh.com.au/blog/how-to-save-money-on-back-to-school-purchases/">Continued</a>

Read More
Cost of Pets
12th December 2024

Cost of Pets: How Much is Your New Pet Really Going to Cost You?

Like the old song says, “How much is that doggy in the window?” as cute as potential pets might be, they don’t come without costs. The true cost of owning a pet can be quite different to what you’re expecting. And while you might not want to think about how much that kitten or puppy … <a href="https://www.swoosh.com.au/blog/how-much-is-your-new-pet-really-going-to-cost-you/">Continued</a>

Read More
Makinging new financial year goals to achieve
25th November 2024

Your New Financial Year’s Resolutions

New Year, New Me. We’ve all heard it. Sometimes even from our own lips. At the stroke of midnight, proclamations of living better lives are made to the universe, usually revolving around eating healthier, giving more to charity, and loving our peers. The beginning of a new annual cycle shines a light onto our habits. … <a href="https://www.swoosh.com.au/blog/new-financial-year-resolutions/">Continued</a>

Read More
Working from home for your second job
1st November 2024

How to Start a Second Income Stream

Research shows that having second jobs is on the rise in Australia with approximately 900,000 people with multiple incomes. Having a second income stream can help you pay off debt like small personal loans, save for a big purchase or figure out if a venture is worth pursuing full-time. In this day and age, there … <a href="https://www.swoosh.com.au/blog/how-start-second-income-stream/">Continued</a>

Read More
Excellent Credit Score Reading
30th October 2024

6 Ways to Improve Your Credit Score

Your credit rating is important if you ever want to take out a loan, credit card, or other financial agreement. Sadly, it’s easy to fall into a poor or bad credit rating because of a tough time in life. Especially when it comes to keeping up with repayments. This is why we have put together … <a href="https://www.swoosh.com.au/blog/ways-to-improve-your-credit-score/">Continued</a>

Read More
Lamps for ambience
13th October 2024

How to Decorate on a Budget

Small decorative touches can boost the entire feel of your apartment—and they don’t have to be expensive. From refurbishing old furniture to hanging a few mirrors, you can make your apartment look stylish without having to take out a furniture loan. After all, you don’t need a house to have a place that feels like … <a href="https://www.swoosh.com.au/blog/how-to-decorate-on-a-budget/">Continued</a>

Read More
Paying with a card
20th September 2024

Instant Approval Credit Card—Everything You Need To Know

Choosing a credit card can be a daunting process. We’ve broken down everything you need to know about instantly approved credit cards and how to get one. We’ll cover what an instant approval credit card actually is, the pros and cons, and if there are alternatives like a same day loan for example. Overview: What … <a href="https://www.swoosh.com.au/blog/instant-approval-credit-card-everything-you-need-to-know/">Continued</a>

Read More