Financial Tips

Financial tips to save you money and help you get on top of your finances.

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Makinging new financial year goals to achieve
25th November 2024

Your New Financial Year’s Resolutions

New Year, New Me. We’ve all heard it. Sometimes even from our own lips. At the stroke of midnight, proclamations of living better lives are made to the universe, usually revolving around eating healthier, giving more to charity, and loving our peers. The beginning of a new annual cycle shines a light onto our habits. … <a href="https://www.swoosh.com.au/blog/new-financial-year-resolutions/">Continued</a>

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Sorting out a loan with bad credit history
15th November 2024

How to Get a Loan with Bad Credit History: Top 5 Tips

It can be easy to find yourself in a bad credit situation and take a long time to leave it behind. So what are you supposed to do if you need money and your bad credit is getting in the way? We’ve got some great tips to help improve your chances of approval. We’ll give … <a href="https://www.swoosh.com.au/blog/how-to-get-a-loan-with-bad-credit/">Continued</a>

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Working from home for your second job
1st November 2024

How to Start a Second Income Stream

Research shows that having second jobs is on the rise in Australia with approximately 900,000 people with multiple incomes. Having a second income stream can help you pay off debt like small personal loans, save for a big purchase or figure out if a venture is worth pursuing full-time. In this day and age, there … <a href="https://www.swoosh.com.au/blog/how-start-second-income-stream/">Continued</a>

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Can I Borrow Money From My Super
30th October 2024

Can I Borrow Money From My Super?

Your superannuation (super) is likely one of the most significant assets you’ll accumulate over your working life in Australia. Superannuation serves as a financial safety net for retirement, helping to ensure you have enough to live comfortably once you stop working. However, there may be times when you’re facing financial difficulty and wondering whether or … <a href="https://www.swoosh.com.au/blog/can-i-borrow-money-from-my-super/">Continued</a>

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Excellent Credit Score Reading
30th October 2024

6 Ways to Improve Your Credit Score

Your credit rating is important if you ever want to take out a loan, credit card, or other financial agreement. Sadly, it’s easy to fall into a poor or bad credit rating because of a tough time in life. Especially when it comes to keeping up with repayments. This is why we have put together … <a href="https://www.swoosh.com.au/blog/ways-to-improve-your-credit-score/">Continued</a>

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Calculating Loan Payments - How can I get loan assistance in Australia
21st September 2024

How To Get Rental Assistance – 4 Places To Look For Help

Sometimes life throws you a curveball, and you need help with rent . If you’re not sure how to get rental assistance, Swoosh has you covered! Here are 4 places where you can apply for rental assistance in Australia. Overview: Centrelink rent assistance Rental Assistance vs Rent Assistance How to get Centrelink rent assistance … <a href="https://www.swoosh.com.au/blog/how-to-get-rental-assistance/">Continued</a>

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Paying with a card
20th September 2024

Instant Approval Credit Card—Everything You Need To Know

Choosing a credit card can be a daunting process. We’ve broken down everything you need to know about instantly approved credit cards and how to get one. We’ll cover what an instant approval credit card actually is, the pros and cons, and if there are alternatives like a same day loan for example. Overview: What … <a href="https://www.swoosh.com.au/blog/instant-approval-credit-card-everything-you-need-to-know/">Continued</a>

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2nd September 2024

Why You Should Start A Personal Finance Plan Now (Even If You Are In Debt)

No matter how much money you have in the bank, everyone needs to have a personal financial plan. Whether it’s just enough to buy a coffee until the next paycheck or you’re a good little saver and you have that six-month emergency fund stashed away. How much you plan versus how much you just wing … <a href="https://www.swoosh.com.au/blog/why-you-should-start-a-personal-financial-plan-now-even-if-you-are-in-debt/">Continued</a>

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Couple organising their finances after one losing a job
31st August 2024

5 Tips to Protect Your Finances After Losing a Job

How do you protect your finances after losing a job? Losing a job can come as a surprise and shock. Whether the result of bankruptcy, redundancy, or another form of dismissal, it can leave a hole in your life that is difficult to refill. To make the next chapter of your life somewhat easier, Swoosh … <a href="https://www.swoosh.com.au/blog/5-tips-to-protect-your-finances-after-losing-a-job/">Continued</a>

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Women planning out her monthly budget with the help of a money management app
25th August 2024

Is It Still Possible to Be Social on a Budget?

Pricey social occasions might seem like the only way to keep in touch with friends, but for many the hefty cost attached is a killer. Especially when you have bills, groceries, and other costs you may feel like you need to refuse friend catch ups because of the ever-inflating prices. Don’t worry, Swoosh has you … <a href="https://www.swoosh.com.au/blog/still-socialise-on-a-budget/">Continued</a>

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