Financial Tips

Financial tips to save you money and help you get on top of your finances.

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Couple talking about their credit score
1st August 2024

Does Afterpay Affect Your Credit Score?

Buy Now, Pay Later (BNPL) services have grown in popularity over the years, giving customers the opportunity to have a flexible payment option for everyday use, some bills, and more expensive purchases. Afterpay has become a popular BNPL service for many as it is easy to use and offers flexible payments. But with many banking … <a href="https://www.swoosh.com.au/blog/afterpay-affect-credit-score/">Continued</a>

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fast cash loans on centrelink
23rd July 2024

Can I Get a Loan While On Centrelink?

For those receiving regular Centrelink payments, further monetary relief might seem like a pipedream. Whether you need emergency repairs on a car, a replacement washing machine, or even just a small amount to cover yourself until payday, loans can be a highly valuable resource. But even if you receive Centrelink payments, you may still be … <a href="https://www.swoosh.com.au/blog/can-i-get-a-loan-on-centrelink/">Continued</a>

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What are the Pros and Cons of refinancing
18th July 2024

Pros and Cons of Refinancing a Personal Loan

When researching to learn more about refinancing a loan you may have come across our blog refinance your personal loan: how and when to do it, this blog gives you the basic information surrounding the best actions to take when planning to refinance. This blog links in by explaining what are the pros and cons … <a href="https://www.swoosh.com.au/blog/pros-and-cons-of-refinancing-a-personal-loan/">Continued</a>

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Money Management App
18th July 2024

Money Management Apps

Do you get halfway through the month and wonder where all of your money has gone? If you’re looking for better ways to manage your money, then a money management app may be the solution you need. There’s a lot of choices out there when it comes to money management apps so we’ve put together … <a href="https://www.swoosh.com.au/blog/money-management-apps/">Continued</a>

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Young couple deciding how to decorate their home on a budget
9th July 2024

Budget Home Decorating Ideas

Have you ever wanted to redecorate your home but started to rethink the idea because of how expensive everything is? When buying/renting a place you want your house to feel like a home as soon as possible but decorating a home can get very expensive, very quickly. We have put together a list of 8 … <a href="https://www.swoosh.com.au/blog/budget-home-decorating-ideas/">Continued</a>

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3rd July 2024

How Does Cash Converters Work?

Cash Converters have been around for a long time. It’s a good way to sell items quickly and earn some extra cash giving your home a spring clean. But buying and selling used goods is not the only thing this business does. There’s more going on than you might think. So let’s answer the question, … <a href="https://www.swoosh.com.au/blog/how-does-cash-converters-work/">Continued</a>

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Tips for Beginners Trying to make money online in Australia
20th June 2024

Tips for Beginners Trying to Make Money Online in Australia

While there is a lot of information out there on how to make money online in Australia, there isn’t much help for people just starting out. But everyone has to start somewhere. With so many options out there already, we don’t want to lose ourselves and just focus on making more money. We want to … <a href="https://www.swoosh.com.au/blog/make-money-online-for-beginners/">Continued</a>

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A girl celebrating because she was just approved for a loan
30th May 2024

Should You Get a Personal Loan to Improve Your Credit Score?

Australia is a great place to live, but it isn’t always the most affordable place to live. It can be easy to find yourself in a bad debt situation. And when that happens, it can be hard to work your way out of it again. But improving your credit score doesn’t have to be an … <a href="https://www.swoosh.com.au/blog/personal-loan-to-improve-credit-score/">Continued</a>

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Calculator Swoosh Finance 231024
17th May 2024

What Is A Good Credit Score & How Can You Improve It?

Your credit score is one of the most important factors in obtaining a loan, and yet many Australians don’t know what their credit score is. In fact, most Australians have probably asked at one point or another the question; what is a good credit score? If you want to learn more about the types of … <a href="https://www.swoosh.com.au/blog/what-is-a-good-credit-score-how-you-can-improve-it/">Continued</a>

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Medicare vs private health insurance in Australia
30th April 2024

Medicare vs Private Health Insurance

In Australia, we’re very fortunate to have access to a public healthcare system, aka Medicare. It may surprise you to find that Medicare almost didn’t happen. In 1976 the new government dismantled Medibank (Medicare’s predecessor) leading to Australia’s first (and so far only) nationwide strike. It’s because of this national action that we all get to … <a href="https://www.swoosh.com.au/blog/private-medical-insurance-vs-medicare/">Continued</a>

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